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Zopa: Personal loan reviews

4.94
Based on 67,211 reviews, last reviewed 19th Jan 2026
64367% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Very quick, fair, easy to use, quick to pay out and... Very quick, fair, easy to use, quick to pay out and easy to settle, also great incentives like money back for a loan taken out within 60 days of settl... Read more Reviewed on: 19th January 2026
James S's avatar
James S

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67211)

Fantastic

5
Great service and quick result would def use again and recommend Reviewed on: 19th December 2016

Very Easy to deal with

5
I would recommend ZOPA. I have had 2 loans with them and never had any problems Reviewed on: 19th December 2016

Zoopla is best for a great overall experience with great customer support

5
Very good and with little hassle from start to finish Reviewed on: 19th December 2016

Easy, quick and reliable

5
Zopa's site was accessible, their rates very good and the information easy to break down. Reviewed on: 19th December 2016

Loan application

5
Quick and easy to take out an affordable loan at the advertized rate... no hassle, no lenghy process just quick, simple and as advertized. Best interest rate on the market Reviewed on: 19th December 2016

Great company

5
Already recommended to friends, more than happy with the service ive received. Website is brilliant for keeping up to date. Reviewed on: 19th December 2016

Just excellent

5
Simple, fast and efficient. What more can you ask for ? Reviewed on: 19th December 2016

Quick and Easy Loan

5
A very simple filling form and outcome in a few hours and pay out next day. Customer service were very professional Reviewed on: 19th December 2016

Great

5
Very very good service. Fast and reliable service with great customer aupport. It helps you when you are in need and need to cover something quickly Reviewed on: 19th December 2016

Great service and rates

5
Excellent service and more importantly great rates Best lender I have ever dealt with Reviewed on: 19th December 2016

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