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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67286 reviews)

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4.94

Based on 67,286 reviews, last reviewed 24th Jan 2026

100250% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Gave decision quickly Gave decision quickly processed the application within a couple of days money was in bank Reviewed on: 24th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67286)

Simple

Simple easy and with out any fuss what more needs to said Reviewed on: 19th December 2016

Quick personal and efficient service

Excellent service , quick results and personal service. Thank you Reviewed on: 19th December 2016

Very good...

Zopa is fast and very efficient.What i like is that it is all done online.Minamal waiting and best of all no paperwork!Other lenders let me down but Zopa came through for me at time when i needed it.Highly recomended! Reviewed on: 19th December 2016

EASY LOAN

Brilliant easy to use simple website and simple systems Reviewed on: 19th December 2016

Great

Great easy way to get a loan. I would highly recommend. It is easy to pay off even of you want to pay more each month you can. Reviewed on: 19th December 2016

Honest and very pleased

This has been the easiest loan to take. Everything went so quick and without hitch. Reviewed on: 19th December 2016

Best loan provider

Zopa,offer me the best deal,I was refused by other loans provider and banks, from my credit score web site I find Zopa,and I give a try, I had an personal issue quite big,and Zopa offered all their support,very fast,fair,good customer service,I can only say I am 100%satisfied by them. Thank you Zopa Reviewed on: 19th December 2016

Helped me when I needed it

Was simple and helped me when others made it complicated. They afford me a loan when others would not make it simple, at a competetive rate after seeing other loan options. Reviewed on: 19th December 2016

Excellent and amazing loan providers

First class service from start to finish , hassle free and not one problem , didn't even pick a phone up so easy Reviewed on: 19th December 2016

Fast and easy online process

Fuss free application. Excellent that you can redeem at any time without penalties. Reviewed on: 19th December 2016

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