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Zopa: Personal loan reviews

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4.94
Based on 67,272 reviews, last reviewed 21st Jan 2026
66333% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

good response easy to manage app good response easy to manage app Reviewed on: 21st January 2026
Isatta Sisay's avatar
Isatta Sisay

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67272)

excellent service

5
I found the whole process really easy,and friendly and the money was paid in to my account straight away,i was kept informed all the way through, really good company would definitely use them again Reviewed on: 4th December 2015
Hazel Abbott's avatar
Hazel Abbott

Easy and great rates

5
I was in need of a small personal loan and took to the internet to research my options. Zopa seemed to be a great option as they offer great rates and have lots of happy customers. I can say that I am very happy to have chosen them - quick, efficient and great rates mean I'll probably come back again! Reviewed on: 16th June 2015
AL's avatar
AL

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