Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67286 reviews)

View other Zopa products

4.94

Based on 67,286 reviews, last reviewed 24th Jan 2026

100250% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Gave decision quickly Gave decision quickly processed the application within a couple of days money was in bank Reviewed on: 24th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (67286)

Sound as a pound

Easy process Speedy response Good communication Competitive rates Good cause What more can I say? Reviewed on: 19th December 2016

Happy Customer

Easy to use website with easy to understand terms and conditions Reviewed on: 19th December 2016

Brilliant.

The whole experience is fantastic; great service in all aspects and of course, excellent rates. Overall, a brilliant loan provider. Reviewed on: 19th December 2016

excellent website

The website is brilliant. Straight to the point. Sleak and simple. More website should be like this. Reviewed on: 19th December 2016

Best Loan providers I could've chosen

Needed a loan they were fast, efficient and very helpful Reviewed on: 19th December 2016

Easy to use.

Very easy to use and set up, easy to check what's happeneing and money automatically taken out every month without any problems. The interest rates are very good as well on loans. The website is easy to navigate as well. Reviewed on: 19th December 2016

1st class, so easy to use

All done online in minutes, money was in my account before I knew it, so quick and easy to use I would highly recommend Reviewed on: 19th December 2016

I needed money. They gave me money at the lowest interest rate around.

The whole process was easy and clear, we had what we asked for in less then 3 days. Wonderful! Reviewed on: 19th December 2016

Excellent all round

Excellent, fast, simple. Couldn't be better. Reviewed on: 19th December 2016

Fast and Friendly

Unlike other lenders, the process was quick and easy to understand. Got a fast answer and all commi=unication was quick, clear and polite. The high street banks could learn a lot from these guys! Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Creation 3.34 from 55 reviews
Loans
from South Manchester Credit Union 4.96 from 370 reviews
Loans
from The Money Co-op (Formerly The Co-op Credit Union) 4.99 from 195 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2380 reviews
Cash ISA
from Zopa 4.95 from 1453 reviews
Smart Saver
from Zopa 4.94 from 7487 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub