Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67286 reviews)

View other Zopa products

4.94

Based on 67,286 reviews, last reviewed 24th Jan 2026

100250% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Gave decision quickly Gave decision quickly processed the application within a couple of days money was in bank Reviewed on: 24th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (67286)

All you need

Cant really say more than it was very easy and the money was there in perfect time. Reviewed on: 19th December 2016

Awesome company! Great customer service!

I have used Zopa loans a number of times to help finance purchases from laser eye surgery to a car, they are always fantastic! Will use again 100% Reviewed on: 19th December 2016

Quick, kind an efficient service

Very supportive and fast service, easy to understand. Would recommend it to others as well. Reviewed on: 19th December 2016

Excellent easy to use loan company - happy to use again when needed

Excellent service - happy to use again when I need a low loan amount (or high if needes)!! Reviewed on: 19th December 2016

A very easy stress free application, helped me out when I needed it most, great interest rates and affordable monthly repayments.

Money quickly and when I needed it most!!!! Reviewed on: 19th December 2016

Best lender ever. Always lowerest intrest

I had 3 loans from Zopa and next one gonna be from Zopa as well. Reviewed on: 19th December 2016

Great loan

Everything has been too class and easy. Reviewed on: 19th December 2016

Excellent company to deal with

Easy and fast to use. Get an answer and your money quickly Reviewed on: 19th December 2016

Great

Brilliant for a loan, really helpful and always understanding Reviewed on: 19th December 2016

Loan - Simply brilliant!

Excellent service. Had an answer to a loan within minutes and the money was made available to me straight away. Highly impressed and would recommend to anyone one. Simply fantastic. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Fair Finance 3.15 from 9 reviews
Personal loan
from 118 118 Money 4.89 from 1815 reviews
Personal loan (discontinued)
from GiffGaff Money (inactive company) 4.58 from 5 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2380 reviews
Cash ISA
from Zopa 4.95 from 1453 reviews
Smart Saver
from Zopa 4.94 from 7486 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub