Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67286 reviews)

View other Zopa products

4.94

Based on 67,286 reviews, last reviewed 24th Jan 2026

100250% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Gave decision quickly Gave decision quickly processed the application within a couple of days money was in bank Reviewed on: 24th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (67286)

Easy,quick and reassuring and low interest rate. Really good.

Excellent. Quick, easy. Low interest rate Reviewed on: 19th December 2016

Brilliant

The process was nice and straight forward with plenty of help on hand to answer any queries! Reviewed on: 19th December 2016

Good, quick efficient service. Thanks

I needed some money for my sons 18th & my daughters 21st. All in 2016. Needed a fast loan. I was provided with what I wanted. Reviewed on: 19th December 2016

Easy application and accessible website

Applied for a loan to consolidate my debt. Found the website very easy to use and also like knowing that I can change my repayment dates easily. Would definitely recommend Reviewed on: 19th December 2016

What else is there to want?!

Fast, easy, low rates - what else is there to want?! :) Reviewed on: 19th December 2016

Zopa Loan Review

A totally professional, courteous, rapid (in terms of decision and money in the bank), competitive interest service. Excellent, thoroughly recommend. James Turner. Reviewed on: 19th December 2016

Easy and Efficient

Zopa are a refreshing lender, making the borrowing process quick, easy and satisfyingy. The website is simple and easy to navigate and all communications are straight-forward and self-explanatory. A pleasure to deal with! Reviewed on: 19th December 2016

Zoopa loan

Simple, straight forward and fast. Reviewed on: 19th December 2016

Zopa loan

Very simple process, fast decision and delivery of funds. Reviewed on: 19th December 2016

Brilliant simple and helpful!

Everyone was very helpful and polite. Great customer service and the money was in the account very quickly. Brilliant company. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Logbook loan (discontinued)
from Varooma (inactive company) 4.87 from 729 reviews
Personal Loan
from Admiral 4.77 from 1396 reviews
Personal Loans
from Reevo 4.90 from 744 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2380 reviews
Cash ISA
from Zopa 4.95 from 1453 reviews
Smart Saver
from Zopa 4.94 from 7486 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub