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Admiral: Personal Loan reviews

4.77
Based on 1,401 reviews, last reviewed 25th May 2024
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
9%
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1%
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2%

Latest highest rating:

4

Easy application process, quick response and low int... Easy application process, quick response and low interest rate Reviewed on: 25th May 2024
MJS's avatar
MJS

Latest lowest rating:

1

They appeared pre-approved, applied for a loan, made... They appeared pre-approved, applied for a loan, made a hard search, and asked to provide a copy of licence, 3 months' payslips and 3 months' Bank stat... Read more Reviewed on: 17th January 2024
Bal P's avatar
Bal P

About the Personal Loan

Want to know if a personal loan from Admiral is right for you? Read reviews from our community members, whether it's for home improvement, debt consolidation, a new car, or whatever else, Admiral personal loan customers leave their reviews here. Already have a loan with Admiral? Share your own comments and you'll be helping others who are trying to decide if Admiral is the right choice for them.

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Admiral Personal Loan reviews (1401)

Easy application process, quick response and low int...

4
Easy application process, quick response and low interest rate Reviewed on: 25th May 2024
MJS's avatar
MJS

Soumyamol

5
It was really helpful when needed Reviewed on: 22nd May 2024
soumyamol F's avatar
soumyamol F

Easy to get the money, hard to give it back.

3
Easy enough to get the money. The rate they offered was better than I could get elsewhere with currently fairly meh credit (although apparently still well above average. Go figure). However, they make it unnecessarily difficult to make extra payments, needing an application each time to be processed by an individual in the team taking "3-4 working days" (only learnt when finally submitting such a request). Where they have all the information already in my app, it makes no sense why this isn't just a simple button somewhere (as with, for example, Halifax loans). Where interest is charged daily, this is quite frustrating for someone trying to prune their debt, and quite discouraging to someone trying to develop their fiscal responsibility. Their penalty for overpayment is also significantly higher than other vendors, but I knew this more precisely going in (always read the T's & C's). I tried then to chat to a representative in the app (which unnecessarily and unavoidably makes a popping sound at you), but since no one was available it autoclosed on me, rather than putting me in a queue. NOT a 5-star company at all for customer-focused values. Not even a four star. Definitely just in it for their own pockets. Reviewed on: 24th January 2024
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HungryJez

They appeared pre-approved, applied for a loan, made...

1
They appeared pre-approved, applied for a loan, made a hard search, and asked to provide a copy of licence, 3 months' payslips and 3 months' Bank statement. 2-3 days later phoned me and asked security questions and later declined, in a month later again appeared on pre-approved, and did the same. they did two hard searches for no points. Reviewed on: 17th January 2024
Bal P's avatar
Bal P

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