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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67273 reviews)

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4.94

Based on 67,273 reviews, last reviewed 21st Jan 2026

66367% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Highly recommended by me. Absolute dream to set and easy access through the portal. There was no pressure to complete the loan and everything was explained in detail. Reviewed on: 21st January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67273)

Incredible lenders, quick and easy, a joy to have dealings with!!!

Great!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 19th December 2016

Fabulous platform

It was the easiest application I've ever filled out. The money arrived very quickly and the website gives me up to the minute details on my loan. I was so impressed I've become and investor into their loan products and the service is superb. Reviewed on: 19th December 2016

Fantastic service, unbelievable interest rates

Great service, transaction was seamless. Interest rates prove the company thinks about their customers. I'd certainly recommend and Infact already have to people. Well done ZOPA Reviewed on: 19th December 2016

Accepted when others wouldn't, without unrealistic interest

Having been refused a loan by my bank due to my current financial situation, Zopa came to the rescue with a loan that suited my needs, had a sensible interest rate and i received the funds within a few days. This allowed my to vlear a number of debts and have monthly payments lower than previous. The application procedure was also very straight forward but also allowed me to explain my circumstances and forward all relevent information easily and quickly. A 5 star service provided that i would and have recommended to friends and family. Reviewed on: 19th December 2016

Easy peasy

Nice and easy, borrowed money for overdraft repayment, it was in the bank the same day, simples! Had bad credit at the time because I've never had credit. So did me well. Reviewed on: 19th December 2016

Excellent

Brilliant very friendly, quick service definitely recommend! Reviewed on: 19th December 2016

Quick, Simple and Great Value

Application process was simple and straight forward. Contact from the bank to explain the progress of the application. Great website showing all the info needed and the ability to pay lumps off as and when. Happy customer. Reviewed on: 19th December 2016

Sound as a pound

Easy process Speedy response Good communication Competitive rates Good cause What more can I say? Reviewed on: 19th December 2016

Happy Customer

Easy to use website with easy to understand terms and conditions Reviewed on: 19th December 2016

Brilliant.

The whole experience is fantastic; great service in all aspects and of course, excellent rates. Overall, a brilliant loan provider. Reviewed on: 19th December 2016

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