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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67245 reviews)

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4.94

Based on 67,245 reviews, last reviewed 19th Jan 2026

65467% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply. Quick and easy to apply. Same day decision and cash in bank Reviewed on: 19th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67245)

Zopa loans quick and easy

I needed a loan for several things and Zopa provided me with a viable solution. It was a quick and easy process. Reviewed on: 18th January 2026

Very happy

Very easy and quick responses. Was very happy with the process Reviewed on: 18th January 2026

Got my loan with a straight forward application real...

Got my loan with a straight forward application really quick and love the use of the app so I know exactly where I am with payments and balance Reviewed on: 18th January 2026

Application of loan, to money in the bank super fast.

Applying for the loan was super easy. The process is fast, efficient and the money was made available very quickly allowing me to make my discounted purchase. Reviewed on: 18th January 2026

Simple, straightforward and hassle free way of borro...

Simple, straightforward and hassle free way of borrowing money. Reviewed on: 18th January 2026

The experience was professional fast and easy to get...

The experience was professional fast and easy to get a decision Reviewed on: 18th January 2026

Quick decision easy application.

Quick decision easy application. Money next day. Reviewed on: 18th January 2026

Have used Zopa for a loan and car finance and have h...

Have used Zopa for a loan and car finance and have had no issues, always helpful when ive called them Reviewed on: 18th January 2026

Simple and easy process, great app.

Simple and easy process, great app. Reviewed on: 18th January 2026

my wonderful experience with zopa

I have got a wonderful experience with Zopa there so helpful and reliable keep the good work up you guys are amazing Reviewed on: 18th January 2026

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