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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

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4.94

Based on 65,243 reviews, last reviewed 12th May 2025

41% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

Simple Wuick and low cost

I’ve had loans which were arrange quickly and at low rates. Flexible enough to pay off whenever I want Reviewed on: 3rd January 2018

Easy peasy lemon squeezy

Hassle free, easy to apply, fast decision and receipt of funds. Good rates and great app which is easily accessible offering flexibility such as making extra payments Reviewed on: 3rd January 2018

Excellent

Just a great all round service, very quick and up front Reviewed on: 3rd January 2018

Great experience and great value

Best rates by a long way, very transparent experience throughout and so far a flexible, usable, reliable loan provider Reviewed on: 3rd January 2018

Easy application, no fuss

It’s such an easy process I was pleasantly surprised at the speed and efficiency. Keeping track online is really simple too Reviewed on: 3rd January 2018

Easy to use, hassle-free process

Have taken two loans out using Zopa and had no complaints, easy go set up and competitive interest rates Reviewed on: 3rd January 2018

Really good customer service

Very easy from start to finish with brilliant Customer Service Reviewed on: 3rd January 2018

Tip top

Everything was prefect from start to finish Reviewed on: 3rd January 2018

Loans made simple

Very happy with the service and more than happy with the repayments and interest charges. Reviewed on: 3rd January 2018

Quick, Simple. Effective

Produced a quick solution to my financial issue. I would recommend to all. Rates are more than favourable and the process so simple. Reviewed on: 3rd January 2018

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