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Zopa: Personal Loan reviews

View other Zopa products
4.94
Based on 64,788 reviews, last reviewed 17th Apr 2025
42% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

I've had two loans with zopa and both have been hass... I've had two loans with zopa and both have been hassel free . Reviewed on: 17th April 2025
Luke 's avatar
Luke

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025
Joe St's avatar
Joe St
Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64788)

Review of the Zopa, Personal Loan:

Fantastic loan rates

5
I applied for a loan to replace my kitchen. From application to payment was incredibly quick. The rate I received was really low, making repayments easy to cope with. Reviewed on: 29th January 2019
Pat the Rat's avatar
Pat the Rat

Excellent service

5
This is my 3rd loan with Zopa and they have been excellent each time. Reviewed on: 17th April 2025
Amanda wray's avatar
Amanda wray

Zopa is Apoz itivly easy choice for good service

5
Zopa is Apoz itivly easy choice for good service Reviewed on: 17th April 2025
Graham L's avatar
Graham L

Efficient service and good customer service

5
Efficient service and good customer service Reviewed on: 17th April 2025
Nicola L's avatar
Nicola L

Excellent rates and application process.

5
Excellent rates and application process. App is great for managing account. Reviewed on: 17th April 2025
Michael C's avatar
Michael C

Excellent service

5
Rapid, responsive and consistently good communication Reviewed on: 17th April 2025
Colin Doig's avatar
Colin Doig

Easy yo apply with easy to follow instructions

5
Easy yo apply with easy to follow instructions Reviewed on: 17th April 2025
Paul howells's avatar
Paul howells

Loan and card

5
I originally took a loan through Zopa, the rates were acceptable and the app so easy to navigate. Once my loan had been paid off, I applied for a credit card which I now use as my primary, again as its so much easier to control through the app Reviewed on: 17th April 2025
Alan's avatar
Alan

10/10. Excellent all round

5
I have found Zopa to be very competitively rated. Easy to use the app to apply for a loan. You can keep a check on your repayments and easy to make changes to direct debit dates. They also have tools to search for broadband and energy providers. As well as showing you options for loans, credit cards and car finance. All in all 10/10. Reviewed on: 17th April 2025
Julie g's avatar
Julie g

Very easy and uncomplicated great customer service a...

5
Very easy and uncomplicated great customer service and ver cooperative and flexible Reviewed on: 17th April 2025
Andrew S's avatar
Andrew S

the process was quick and easy to complete

5
the process was quick and easy to complete Reviewed on: 17th April 2025
blaman s's avatar
blaman s

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