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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63684 reviews)

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4.94

Based on 63,684 reviews, last reviewed 3rd Mar 2025

255100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa gave me a really good deal for a loan that I ca... Zopa gave me a really good deal for a loan that I can afford and with interest that is very competitive compared to most other loan companies! Recomme... Read more Reviewed on: 3rd March 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63684)

Loantastic

So easy, so quick and best interest rates ... Reviewed on: 19th December 2016

With poor credit you were there to help me out. Thanks much

I needed a loan to help with my Mum's travel expenses and medical bills. I got turned down by other lenders because my credit was poor, I couldn't afford the amount of interest I had to pay back. I then tried Zopa, they sort me out with an affordable loan now Mum and I are happy. Thanks again Zopa Reviewed on: 19th December 2016

Great service flexible systems and the best interest rates around

So easy to get a loan you should only ever get one is you know you can pay it back. at these rates pretty much every one can so if you want it go get it you can't do better than zopa for price ans customer service Reviewed on: 19th December 2016

Quick, easy and stress free.

Very quick and simple, no fuss. Money in my account within the time specified Reviewed on: 19th December 2016

Very affordable thanks to the low interest rates

Zopa loan was exactly what I was looking for. Got me out of paying £30 a month for an overdraft without actually paying it off. It meant paying a little more each month but at the same time getting me debt free. Would recommend to anyone in the same situation. Reviewed on: 19th December 2016

Zopa is Excellent

Zopa gives absolutely excellent customer service - very obviously much better than the traditional banks or Zopa's higher interest competitors Reviewed on: 19th December 2016

amazing company to deal with

very efficient and fast service without all the normal online hassles. Reviewed on: 19th December 2016

Super easy

So quick and very straight forward from easygoing staff. Very happy Reviewed on: 19th December 2016

Clear and easy borrowing

I recently took out a Zopa loan. Tha affordability calculator and paperwork were easy to understand and complete. Money arrived quickly and has made a real difference. Thanks Reviewed on: 19th December 2016

Regular borrower - wouldn't look anywhere else

I've had 4 short term loans from Zopa spanning over 10 years. They are my first choice and the application process couldn't be simpler. It's also easy to check online how much you owe and can keep a track on your loan. Zopa takes the stress out of borrowing money. Reviewed on: 19th December 2016

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