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Zopa: Personal Loan reviews

4.94
Based on 63,631 reviews, last reviewed 1st Mar 2025
249900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Fantastic Always smooth process with reasonable interest rates. Recommend ZOPA all the time to friends and family. Reviewed on: 1st March 2025
Rebecca G's avatar
Rebecca G

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63631)

Always helpful and quick to react when searching for a loan

5
Very helpful and easy to understand and follow the account ,you know exactly where you are with the information provided and always happy to help if there are any questions. Reviewed on: 19th December 2016

Very easy and quick service

5
Decision in minutes. Loan arrived in my account very quickly. Great rate. Easy to use website and easy to change date of repayments. Perfect! Reviewed on: 19th December 2016

Zoopa zopa

5
Fast efficient and marvelous customer service Reviewed on: 19th December 2016

Great

5
Absolutely first class service with great rates Reviewed on: 19th December 2016

Straight forward and hassle free

4
Money was confirmed very quickly with all the necessary checks, no hassle from Zopa and no cold calling. Hassle free loan at a good rate and easy installments. Definitely recommend and would use them again due to efficiency and non harrasing ethos. Reviewed on: 19th December 2016

Fast, easy & no issues

5
Taking out my loan was fast and easy. All done online in a matter of 10 minutes and the funds were in my account 48 hours after confirmation, I would recommend to everyone! Reviewed on: 19th December 2016

Did I do the comparison checks? You bet.

5
Looking for a loan where: (i) the loan process is incredibly simple and (ii) the amount borrowed is received very quickly and (iii) interest charged is surprisingly low then I would recommend Zopa as a first stop shop. Reviewed on: 19th December 2016

Just what it says on the tin

5
Simple procedure for applying via the website, got a very quick decision and the money was in my account within 3 days of my application. The website also makes it easy to see current position of the loan. Reviewed on: 19th December 2016

Zero hassle super quick process

5
I applied a good couple of weeks before I needed the loan. However It was much quicker than I ever expected. It took about 10 mins for the application and approval and the money was in my bank in 3 working days. Rates are good and customer service was excellent Reviewed on: 19th December 2016

Excellent , no hassle service

5
Applied for a loan and received a fast no hassle quote and had the money in my bank in 3 days Reviewed on: 19th December 2016

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