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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63606 reviews)

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4.94

Based on 63,606 reviews, last reviewed 1st Mar 2025

247500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Good experience Quick to complete and reasonable rates Reviewed on: 1st March 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63606)

Fast,Efficient and Friendly

It does exactly what it says on the tin. Good Customer Experience Reviewed on: 19th December 2016

Quick helpful and fair

Great experience with zopa. Easy to understand rates over a time I chose. I love to have the ability to see my loan online any time of day or night and make overpayment. Reviewed on: 19th December 2016

Easy to used

Check if u can lend the money and easy to apply Reviewed on: 19th December 2016

Excellent service all round.

Just handled well from start to Finnish Reviewed on: 19th December 2016

Simply THE BEST!

The best rate for me. The best customer service. No small print to worry about. Excellent! Reviewed on: 19th December 2016

Really easy and quick

No hassle and they treat you like a person not a number. Reviewed on: 19th December 2016

3rd time borrower...can't be bad

Zopa make borrowing and repaying very easy. In fact, over the last 10 or so years I have borrowed money from a few different providers and none have given me the ease of owning a loan than Zopa. I can pay back all owed should I choose with an instant settlement offer online, I can make extra payments with a instant description of the impact of the payment such as a reduction in monthly payment. Even when applying they tell you what rate they can offer before you agree you actually want the loan based on credit score (initial soft search required). All in all when/if accepted Zopa have given me the most manageable credit I have ever had and cannot recommend highly enough. Reviewed on: 19th December 2016

Helpful loans

Zopa were there when we needed them the most. Interest rate and overall quick and easy service was impeckable. Already recomended them to friends because we were pleased with there loan services Reviewed on: 19th December 2016

Reliable loan at a sensible price

I transferred a loan to Zopa from another regular high street lender, the process was easy and quick and by retaining the old monthly payments, the resulting new interest rate knocked over 2 years off the repayment period! I wish I had done it a year earlier!! Reviewed on: 19th December 2016

Easy and high speed.

I have used Zopa twice now and both occasions Have been so simple and speedy. I cannot recommend Zopa enough. P.Reid-Holgate. Reviewed on: 19th December 2016

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