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Zopa: Personal Loan reviews

4.94
Based on 63,593 reviews, last reviewed 1st Mar 2025
246300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Really easy application process and quick decision Really easy application process and quick decision Reviewed on: 1st March 2025
Nicky W's avatar
Nicky W

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63593)

Best way to borrow

5
Hastle free From start to finnish great comunications from very polite staff i have nothing bad to say about any thing in the process it was quick and simple to arrange my loan online and the money was in the bank when they said it would be Reviewed on: 19th December 2016

trustworthy

5
Low interest ever ! I recommend Reviewed on: 19th December 2016

Excellent rates. Speedy service No complaints whatsoever

5
I was delighted with the loan I obtained from Zopa, the rates were fantastic best on the market and the decision was almost instant. I cannot fault Zopa in any way Reviewed on: 19th December 2016

Fast, great service! Would definitely recommend!

4
Got an answer very quickly! And money even quicker. Very user friendly website and very easy to deal with. Reviewed on: 19th December 2016

fast - hassle free & great rates

5
fast decision - great interest rates & hassle free Reviewed on: 19th December 2016

Very satisfied

5
Very quick and easy application process followed by a very quick response Reviewed on: 19th December 2016

simple fast application and quick decision

5
My experience with this company has been great. I would definately recommend them. They offered a very competitive interest rate and the application process was simplicity itself. Reviewed on: 19th December 2016

Easy and hassle free

5
Zopa is just so easy to use. I transferred over to them and got a better rate easily! Highly recommend. Reviewed on: 19th December 2016

excellent lender with fantastic customer service

5
I applied for a car loan with zopa online and was exepted quickly and efficiently . I was drawn to zopa primarily for the fantastic interest rates which were the best on the market and i have to say the after care has been superb also . I would highly recommend zopa to anyone looking for a low interest loan . Reviewed on: 19th December 2016

miracle service

5
all I can say is that after trying all the avenues,1st with my bank of 25 years I was not able to obtain A £15,000 loan despite throughout this 25 years have taken out loans in excess 0f £70.000 and paid them all back despite difficult times, and because for whatever reason I did not fit there criteria even after a proven track record and yes there were defaults along with the imposed fines which were all paid , then after trying all I new I came across Zopa which seemed to good to be true , so I thought I would give them a try as they emphasised that trying would not affect my credit history where as every other one I tried, and if I did not succeed would affect my credit history so it was a lose lose all the way with the others, I filled the short online form and to my disbelief the money was in the account the next day as they promised and in time for which I needed it for, cannot thank them enough, 5 stars all the way AJA Reviewed on: 19th December 2016

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