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Zopa: Personal Loan reviews

4.94
Based on 63,573 reviews, last reviewed 1st Mar 2025
244400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I mattered! I wanted to simplify my financial situation, but was worried about the whole process, especially about the prospect of having to talk to someone. I fo... Read more Reviewed on: 1st March 2025
Denise H's avatar
Denise H

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63573)

Zopa Loan Experience

5
Taking out a loan with Zopa was a pain-free experience - customer service has always been superb. Initially this enabled everything to be set up very quickly and easily. Reviewed on: 19th December 2016

EXCELLENT

5
MY HUSBAND AND I WERE VERY PLEASED ALL ROUND WITH THE SERVICE PROVIDED . Very helpful and courtious at all times which would make us use them again if we need to and we would certainly recommend them to friends and family. To sum it up Don't hesitate to use zopa if you need to. The best we have used. Henry and Valerie belfast. Reviewed on: 19th December 2016

Why Wouldn't You?

5
By far the easiest loan application, with a fast deposit into my Bank Account. Very competitive rates and the added advantage of no penalties for over paying or early repayment. Reviewed on: 19th December 2016

Just Great

5
Great service, easy application and great communication Reviewed on: 19th December 2016

Fast, efficient, easy to use

5
Zopa had the best short term loan rates and provided a simple and easy to use website to arrange the funds. Funds were received quickly into my bank account. Reviewed on: 19th December 2016

Quick, simple and fast!

5
Was a quick and simple process, the money came through quickly and i was able to organise realistic repayment options Reviewed on: 19th December 2016

Great service

5
Good interest rates, quick approval and great customer service Reviewed on: 19th December 2016

Excellent company, fast and hassle free.

5
Couldn't of been easier. Applied, decision straight away and money deposited when promised. Couldn't of been easier. Reviewed on: 19th December 2016

Hassle free lending

5
No call centers, no forms to fill in, no running around to the bank at 4pm on a wet Tuesday. Plus the cheapest rate I could find anywhere else. Why go anywhere else? Reviewed on: 19th December 2016

Use Zopa for your loan!

5
Easy process, quick decision. I'm able to manage my account online and make overpayments. So user friendly Reviewed on: 19th December 2016

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