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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Quick, easy and everything that you could want from a provider

Having not heard of Zopa I was apprehensive about applying for a loan. I read a few bad reviews but there was enough positive ones to persuade me to apply for a loan. I am glad I did as it was so quick and easy. Would use again and would recommend to a friend. Reviewed on: 24th December 2016

Loan application

Very quick process. Uploading evidence was also easy. When I have called in staff have been very friendly and helpful Reviewed on: 24th December 2016

I'm happy to be with you

You are my first port of call when I need a loan. Peer to peer lending is the way forward. Reviewed on: 24th December 2016

Easy process, great rates

Very easy application process, no hassle and a great interest rate on the loan, I would definitely recommend Zopa if you need a loan. Reviewed on: 24th December 2016

no complicated words, just loan amount, monthly repayments & total paid by end of loan, simple & easy to understand.

helped me put my bills in one pile & sort them easier. Reviewed on: 24th December 2016

Easy to deal with, hassle free

Hassle free, quick and good rates Reviewed on: 24th December 2016

So quick and easy

I applied to Zopa for a car loan. The application process was easy and the acceptance came through quickly and at a most competitive rate. The funds followed soon thereafter, with no strings attached. An altogether positive lending experience. Reviewed on: 23rd December 2016

Excellent

I found the website easy to use and information related my loan was emailed within minutes,and money in my account v quickly. Excellent service and first class website. Reviewed on: 23rd December 2016

Excellent way of providing those essential loans for people.

We borrowed 2,000 at a very reasonable interest rate. We will definitely be using again and have already recommended this service to three people who have all successfully obtained loans. Reviewed on: 23rd December 2016

Great company

Good and well worth it.Very fast and everything done online with no problems Reviewed on: 23rd December 2016

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