Smart Money People Logo

Zopa: Personal Loan reviews

4.94
Based on 65,241 reviews, last reviewed 4th May 2025
45% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to apply. Quick and easy to apply. All information clear. Money paid into account quickly. Reviewed on: 29th April 2025
Franziska E's avatar
Franziska E

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Review Zopa: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal Loan reviews (65241)

Brilliant company

5
Good and prompt service very efficient and upto date on everything Reviewed on: 9th January 2024

Really helpful, excellent service

5
Really helpful, excellent service Reviewed on: 9th January 2024

Customer focus and not all business

5
I needed a samll car loan and zopa were offering the best rate for the time and the platform is the best and follow up correspondence is bob on. I can't tell you how refreshing it is to have a app/platform that works for the customer and not the business. Reviewed on: 9th January 2024

Simple straightforward application process.

5
Simple straightforward application process. Great reminder when payment due and great mobile app Reviewed on: 9th January 2024

Very easy to apply, decision straight away much bett...

5
Very easy to apply, decision straight away much better than high st bank Reviewed on: 9th January 2024

Can’t fault anything very helpful

5
Can’t fault anything very helpful Reviewed on: 9th January 2024

Hassle Free Loan .

5
Hassle Free Loan . From application to bank in less than 15 Mins Reviewed on: 9th January 2024

No fuss does exactly what they say they will do

5
No fuss does exactly what it says. Made my life and experience great. Reviewed on: 9th January 2024

Quick loan with no fuss.

5
Quick loan with no fuss. Money arrived in my account very quickly. Reviewed on: 9th January 2024

Great experience

5
Very easy to use app good comunications great value Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products