Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64804 reviews)

View other Zopa products

4.94

Based on 64,804 reviews, last reviewed 18th Apr 2025

28% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have been dealing with zopa for nearly 2 years I t... I have been dealing with zopa for nearly 2 years I think and it has been an easy experience. They are very knowledgeable and current and honest Reviewed on: 18th April 2025

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64804)

Review of the Zopa, Personal Loan:

Simple to use

Fantastic loan company who make everything clear and concise prior to loan agreement. I'm on my third loan with Zopa and they value loyalty so discounted rates for returning customers is another nice touch. The app is also very easy to use Reviewed on: 28th March 2022

I have been dealing with zopa for nearly 2 years I t...

I have been dealing with zopa for nearly 2 years I think and it has been an easy experience. They are very knowledgeable and current and honest Reviewed on: 18th April 2025

Easy to manage, great service and great rates

Easy to manage, great service and great rates Reviewed on: 18th April 2025

Very happy with the services

Good and quick with the service when applying Reviewed on: 17th April 2025

Exceptional!

I applied for a loan, was accepted, and funds were almost immediately put in my account. My 17 year old stepson recently passed away, and this helps more than words can say. MUCH APPRECIATED. Reviewed on: 17th April 2025

Excellent service applied for a loan and within a ho...

Excellent service applied for a loan and within a hour the money was in my account! App is also super good which they can combine debts into one monthly payments and a saving plan. Would highly recommend. Reviewed on: 17th April 2025

Fantastic bank!

Fantastic bank! Attentive, straight forward and flexible. Reviewed on: 17th April 2025

I find zopa app very easy to use and the interest c...

I find zopa app very easy to use and the interest charges are of great value Reviewed on: 17th April 2025

Good rates and very good app the staff have always b...

Good rates and very good app the staff have always been very friendly too I have used Zopa for a number of years and won’t hesitate to use them again when and if I need to Reviewed on: 17th April 2025

Great reliable service

I’ve never had an issue. Always been helpful , given clear explanations and guidance and prompt with response. Reviewed on: 17th April 2025

Zopa always

Website is user friendly and easy to navigate. Application process was smooth. Regular communication via email too. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Personal Loans 4U 4.97 from 21 reviews
Bridging
from OSL Financial Services Ltd 0.00 from 0 reviews
Personal Loan
from On Stride Financial 3.85 from 5 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub