Smart Money People Logo

PayItMonthly : Retail Finance reviews

4.92
Based on 169 reviews, last reviewed 25th Jun 2025
16100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
2%
See only 3 star reviews
2%
See only 2 star reviews
1%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

The customer service is superb, l have recommend the... The customer service is superb, l have recommend them to many of my friends due to their service Reviewed on: 25th June 2025
Funmilayo B 's avatar
Funmilayo B

Latest lowest rating:

2

KEEP IT vape gear, great split pa... First purchase buying some vape gear, great split payment into 4. Next time after filling ALL the info you required(again) you decided to NOT ACCEPT a... Read more Reviewed on: 24th June 2025
Spencer Craig's avatar
Spencer Craig

About this product

PayItMonthly Retail Finance reviews (169)

Review of the PayItMonthly, Retail Finance:

A simple, smooth service is always provided by Pay I...

5
A simple, smooth service is always provided by Pay It Monthly. It works out great for my business and for my clients. Reviewed on: 22nd May 2025

Pay It Monthly has truly saved my business.

5
Pay It Monthly has truly saved my business. With the rising cost of living, it’s been incredibly tough for small businesses—especially those of us in the service industry. Being able to offer clients the option to spread their payments has been a game-changer. It means they don’t have to dip into their savings, and we don’t lose out on sales. In fact, it’s actually increased our sales. The customer service team is fantastic—always available to answer any questions and super helpful. Yes, the service isn’t the cheapest, but it’s money you wouldn’t have had if clients couldn’t spread the cost. For me, it’s a no-brainer. Reviewed on: 22nd May 2025

Can’t recommend enough, great service great company,...

5
Can’t recommend enough, great service great company, 10/10 Reviewed on: 22nd May 2025

strongly recommend engaging with them

5
From a partner's perspective, I confidently endorse the sales and service managers. Their professionalism and friendly demeanor foster a productive environment, and I strongly recommend engaging with them for all financing requirements, whether corporate or personal. Reviewed on: 22nd May 2025

Excellent service that allows my clients to make big...

5
Excellent service that allows my clients to make bigger purchases by spreading the cost. Fantastic customer service! Reviewed on: 22nd May 2025

I am a very small business who only puts a small amo...

5
I am a very small business who only puts a small amount of revenue through pay it monthly but never once have I felt like the most valued client ever. The customer service is excellent with quick and knowledgeable responses. This has been a valuable addition to my business that has increased my turnover and I recommend to my industry regularly . Reviewed on: 22nd May 2025

We don’t usually use finance for purchases, but the...

5
We don’t usually use finance for purchases, but the garage we use for our motor home offered us to spread the cost on an urgent wiring repair which cost just over £1000. It was great as this was totally unexpected and awful timing! Reviewed on: 21st May 2025

Our product was perceived by customers as being too...

5
Our product was perceived by customers as being too expensive. By partnering with payitmonthly we reduced the barrier with customers being able to spread the payments. We were worried about some potential risks of customers not being treated well as bnpl doesn't have the greatest reputation. However, we found everyone a delight to deal with and it felt more like an extension of our team rather than risking our reputation to a 3rd party. Reviewed on: 20th May 2025

Great Customer Service

5
Everyone I've spoken to has been very helpful! Reviewed on: 8th May 2025