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Alphera Financial Services: Alphera Hire Purchase reviews

Name: Alphera Hire Purchase
Rating: 1.96 (54 reviews)

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1.64

Based on 54 reviews, last reviewed 19th Feb 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

20%

2 star

74%

Latest highest rating:

5

Great service I have always received great service from Alphera, just signed a second deal with them. It’s nice to deal with a large financial organisation that und... Read more Reviewed on: 8th November 2021

Latest lowest rating:

1

Awful company had no choice when came to useing these guys when got my new car as my dealer only used them. But been very interesting and difficult experience for m... Read more Reviewed on: 19th February 2024

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Alphera Financial Services car finance reviews can help drivers like you to find out more about Alphera Financial Services before you take a loan to buy that next car. Alphera Financial Services car finance reviews on Smart Money People are written by drivers like you to help other drivers find the best car finance company for them. Smart Money People is the UK's leading financial services review site, so join us today by writing your honest review. Together, we can make financial services work better for everyone.

Alphera Financial Services Alphera Hire Purchase reviews (54)

Review of the Alphera Financial Services, Alphera Hire Purchase:

Transphobic and Discriminatory Staff

Transphobic Team promoting hate against LGBT+ individuals I have had a Finance Agreement with Alphera Financial since 2020 never missed a payment due to my job i was abroad working i transferred my car into my family’s member name who is also on the insurance incase if i was killed abroad as i went to work in a war ridden country. Alphera Sent me a letter while there have been numerous postal strikes and post being late they ask me to ensure the V5 is on my name and send proof of insurance the letter was dated on the 18th of Jan i got the letter on 9th of Feb, the deadline they gave me was until the 7th of feb as only two days difference i called them about 100 times there lines was closed i immediately took steps to rectify the problem i changed the car back and sent then all the required documents they agreed to review it with a manager i disclose to them i am also trans and i am starting to transition to a transgender at this point this discussions took a complete turn they are a bunch nasty disgusting racist discriminatory individuals they decided to terminate my contract because i breached the terms and missed the deadline by two days and now they intend on ruining my credit and my life by reporting it on my credit as default and i never missed one single payment of 696.00 a month I cannot believe they are allowed to get away with this and the UK government and regulatory authorities give these people the power to inflict harm abuse and discrimination to innocent members of society shameful Reviewed on: 15th February 2023

Excellent

They helped me every step of the way and allowed me to get my dream car. Reviewed on: 10th June 2018

Fast Response

Fast responses and credit level responded to my expectation Reviewed on: 6th June 2018

Brilliant

Found it to be a quick and easy process with no issues Reviewed on: 2nd June 2018

Here to cheat your money. They do not honour the terms of the contract

Never go with Alphera financial services! Despite me cancelling the agreement within 3 days, well within my rights of cancelling within 14 days as per the contract, and providing them evidence of me doing so, they are still trying to make me pay an advance of £9000 plus interest! They can't even honour the contract and the 14 day cooling off period. Reviewed on: 31st May 2018

Excellent service

The support they offer customers is excellent Reviewed on: 28th May 2018

Great customer service

Alphera have made getting finance very simple and their customer service is good Reviewed on: 22nd May 2018

Terrible service I advise everyone staying away from this company.

They are there not to serve but how to get you in to rip you off. I xm trying to pay off the loan of 30.000 thru would only give discount of $85.00 for whole amount owed while charging 7% interest. Reviewed on: 26th January 2018

top notch service & highly recommended

Alphera was the only company that considered financing the SUV I desperately needed due to a permanent disability. They're extremely flexible and always supportive if I need them to take a payment late or whatever. I'm shocked by the poor ratings here, as long as you communicate with them I have found they bend over backwards to help. I wouldn't hesitate to recommend their services to anyone. Reviewed on: 19th September 2017

Car loan was paid off two weeks ago, still no title

Our car loan was paid off over two weeks ago and Alphera has not released our title. We were told they were holding it until our funds cleared (which was 2 weeks ago) and now they say it's released when we call everyday but everyday our states confirms it has not been. We now have to get our attorney involved. DO NOT USE THIS COMPANY!! Reviewed on: 16th August 2017

Useless!

Was with alphera for awhile using them as the go to company for my car finance. I sold my car to another company clearing off the settlement figure quoted and the following month they took a payment from my bank for the car i no longer owned, i phoned up and when i eventually got through after waiting an absolute AGE! i explained my situation and they said 3 to 5 working days the money will be refunded. 5 days later no refund, i ring back up again and am again waiting for somebody to pick up the damn phone for a long time again and the man says nope its 5 to 7 working days sorry a few more working days pass (way over the 7 they told me) and still no money!! i have called back up again today and they've now told me to wait a further 7 days!!..... useless!! if the shoe was on the other foot i'm sure my nice new car would have been on the back of a truck long before then! don't use unless you wish to be lied to and have a company that don't ever seem to be around to answer calls or help you. Still awaiting a refund please don't put yourself through the hassle of dealing with this useless lot!. Reviewed on: 2nd March 2017

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