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Bank of Scotland: Cash Account reviews

Name: Cash Account
Rating: 4.13 (52 reviews)

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4.14

Based on 52 reviews, last reviewed 15th Feb 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

59%

21%

10%

Latest highest rating:

4

This is my direct debit account. This is my direct debit account. Keeps everything organised. Reviewed on: 15th February 2024

Latest lowest rating:

2

Customer Service There appears to be a lot of confusion, amongst both customers and staff, as to what HBoS actually is and who the driving force is, is it Halifax is i... Read more Reviewed on: 13th January 2022

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About this product

Bank of Scotland Cash Account reviews come from people like you! With so many different current accounts now available, you can read these honest Bank of Scotland Cash Account reviews to find out what life as a Bank of Scotland customer is really like. And remember, if you are a Bank of Scotland customer, you can write a short review here to help other potential customers. Smart Money People is the UK's leading financial services review site and dedicated to being an independent and honest source of Bank of Scotland Cash Account reviews. Together, we can make financial services work better for everyone.

Bank of Scotland Cash Account reviews (52)

Review of the Bank of Scotland, Cash Account:

Lousy interest rates but quick to charge fees

Long term accounts getting a fraction of 1% interest, changed agreed overdraft costs to their benefit. Reviewed on: 8th November 2018

Excellent customer service

Easy to contact local branch by phone, helpful staff, and clean bright premises. Safe out of hours ATM access. Reviewed on: 18th January 2016

Payment Services

A quick and secure way to send and receive money around the world.International Payment services are fast, efficient and secure. Reviewed on: 25th December 2015

Really Happy with their current account

I have the Bank of Scotland current account and I really love it. I get 5 pounds per month just for paying in and the people in branch are the friendliest of any bank I have ever been in. Really grateful to have such a nice bank! Reviewed on: 24th December 2015

Lovely Customer Service and Great Product Choice

I have been with Bank of Scotland for almost 10 years, from the age of 16. In the whole time that I have been a customer of the bank I have never had any problems and would recommend them to anyone! Reviewed on: 11th November 2015

Very highly recommended

My address has changed and the bank were amazing with this, I didn't have a clue what I was doing but they told me not to worry and amended all my direct debits and let all the companies know of my change of address. Very helpful overall, made me stress less. Reviewed on: 11th November 2015

Good simple basic bank account but with some restrictions.

I wanted a basic bank account with debit card facilities to use in conjunction with my main bank account to pay bills and use the debit card online. After searching The Bank of Scotland Cash Account seemed to fit the bill. The account opening was easy and running the account is simple to do with full access to online banking. The account comes with a Visa debit card which can be used in shops and online and you can set up direct debits and standing orders. There are some restrictions with the account such as the fact that there is no overdraft facility and it doesn't come with a cheque book but I think this is expected with a basic bank account. Although you get a proper Visa debit card the account doesn't yet come with a contactless card. Overall this is a good bank account for anyone looking for a no frills basic bank account to help them keep in control of their finances. Reviewed on: 26th August 2015

Absolutely Amazing

I have had excellent customer service with this Bank. I would highly recommend Bank Of Scotland for everyday banking needs. They have always been helpful when needed throughout the whole time I have had an account with them. Reviewed on: 22nd April 2015

Great leader.

I feel that my experiences with this bank has made for me to write a good review here. This bank has been here for me with all my banking needs and with good lending rates. Highly recommend. Reviewed on: 13th April 2015

Bank of Scotland Great Service!

Bank of Scotland Cash Account has been a great bank product for us. It has worked very well for our needs, and this bank has very helpful customer service. I would recommend it highly! Reviewed on: 13th April 2015

Sweet bank

Really helpful and did what I wanted! Reviewed on: 13th April 2015

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