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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.02 (273 reviews)

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3.94

Based on 273 reviews, last reviewed 18th Jan 2025

100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

51%

25%

10%

Latest highest rating:

5

Respect for customer Treated with respect that’s important when you are old Reviewed on: 15th January 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (273)

Review of the Capital One, Classic Credit Card:

Excellent service over 15 years

I have had a Capital One credit card for 15 years and have nothing but praise for the service. When an online accommodation company went bust I got my money back from Capital One, the whole process was very quick and painless. I have also benefitted from cashback so I have no hesitation in recommending Capital One. Reviewed on: 24th December 2015

Really helped to rebuild my credit

Excelent customer service, really helped rebuild my credit . Reviewed on: 9th June 2019

Perfect bank

Easy to use online banking, had good experience wit people who working there Reviewed on: 5th June 2019

Good choice for someone with no credit history

I got this card to help build up my credit history. Offered no interest on purchases for first 4 months. No complaints. Reviewed on: 5th June 2019

Great rates always freindly and helpful builds credit rating

I found it very cheap on interest and very relaxed helped me improve my credit rating alot highly recommend Reviewed on: 23rd May 2019

Fab Card

Capital One credit card is great you can do everything on line including paperless, the app works well to keep track of spending and payments. Highly recommended Reviewed on: 20th May 2019

Easy and fast

Had a great experience, knew my credit score was bad and they knew I would be accepted before I applied, now I'm on my way to fixing my score! Reviewed on: 2nd May 2019

SUPERB

Never been charged a fee, understanding people when you contact them and the best credit card I've used. Reviewed on: 19th April 2019

Perfect Card

I got a credit card just to boost my credit score so I use it every now and again and it's so easy to pay off, just use my thumb print then click pay full balance and enter my debit card's security code - couldn't ask for more! Reviewed on: 16th April 2019

Lousy customer service

Applied for a credit card, plain NO came back, no explanation despite good credit history. Reviewed on: 15th April 2019

Excellent Anti-Fraud

Capital One spotted fraudulent activity on my card that I hadn't picked up. They were proactive about it and phoned me instantly. They refunded me the amount and cancelled my card. Outstanding service Reviewed on: 15th April 2019

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