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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.03 (278 reviews)

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3.97

Based on 278 reviews, last reviewed 19th Apr 2025

300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Low APR and useful for small purchases Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments an... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (28)

can't email them - only postal address.

can't email them - only postal address. makes it slow to resolve issues Reviewed on: 19th April 2025

It’s good credit card for beginners and with no cred...

It’s good credit card for beginners and with no credit history Reviewed on: 2nd May 2024

Good service

Always contact about fraud and any unusual transactions Reviewed on: 19th June 2023

Just a standard credit card

Just a standard credit card, nothing special Reviewed on: 25th March 2023

Thay are not like zopa and thay are not as helpful

Not very pleasant and not even helpful Reviewed on: 21st February 2023

High interest

High interest on low amounts of credit Reviewed on: 26th January 2022

Generally good.

Easy to use app, online access not as easy, paper statements at no cost. Reviewed on: 29th June 2021

No major problems.

I particularly like the APP, it is easy to use. Reviewed on: 27th February 2021

Credit card for Bad Credit

We had a bad credit rating and most major credit card companies wouldn't accept us. We needed to rebuild our credit rating using a credit card. Capital One did accept us and we now both seen big improvements to our credit score. Capital One allowed us to reduce our credit limit and haven't force and additional credit increases on us. Reviewed on: 29th June 2017

Be careful with charges

Despite checking my balance and amount of credit left, they suddenly applied a charge saying I'd gone over my limit after I made a purchase on the card. There's no warning telling you interest is about to be applied. Reviewed on: 11th June 2017

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