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Chip: Savings App reviews

4.93
Based on 14,520 reviews, last reviewed 5th Dec 2024
80% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent. Excellent. Good returns, easy to use. Reviewed on: 12th October 2024
Tom's avatar
Tom

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14520)

Review of the Chip, Savings App:

All The Sizzle but Very Little Steak

2
All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where with Chip, there is very little to be had. All interaction is pushed via the in-app messaging feature which turns out to be just a 'bot telling you to expect a response in around 2 days. In today's always-on world of electronic finance, that simply is not good enough. Add this to a busy interface that obfuscates the simple tasks, Chip becomes a hard "pass" from me. Reviewed on: 5th December 2024

Great app and equally good products.

5
Great app and equally good products. Easy to save more than you think and it’s painless Reviewed on: 9th April 2024

A friend recommended it to me.

5
A friend recommended it to me. Thanks to the easiness of the interface, its very cool design and its tone of voice (almost like a friendly companion app), I’ve felt motivated to save a lot last year, and now have enough for a deposit. Reviewed on: 9th April 2024

Great App, great saving and investing options.

5
Great App, great saving and investing options. Always competitive interest rates Reviewed on: 9th April 2024

Great rates and easy to use!

5
The interest rate is excellent and the ease of use sets it above and beyond other banking apps that are available at the moment. The investments and savings work very well together and make it easy to see all savings in one place. Reviewed on: 9th April 2024

IMO the best easy access savings app ;)

5
An easy access saving account - withdraw money anytime + decent interest rate paid monthly. Simple linking proccess to your main bank. Ability to set standing orders from your bank into Chip savings account. Clear and user friendly savings app. Reviewed on: 8th April 2024

I use the free accounts with chip and find them very...

5
I use the free accounts with chip and find them very competitive. They offer CASH ISA, a good savings account and also general investment. The CASH ISA and savings have nearly/ above 5% interest with no fees. The general investment account has average fees. Reviewed on: 6th April 2024

Chip makes it so easy to save money!

5
Chip makes it so easy to save money! They have so many great features and am loving the new cash ISA they have launched. Reviewed on: 6th April 2024

Competitive rates and products and excellent custome...

4
Competitive rates and products and excellent customer relationship. Reviewed on: 5th April 2024

Saved a huge amount and great CX

5
Always quick to response - where great with my late father ( who decided to join after I told him of their unique offering) as he wasn’t sure how it worked and the overall concept in detail; and had user problems connecting his bank accounts - and I now have over £30k saved thanks to their algorithms and amazing app Reviewed on: 4th April 2024

Love Chip!

5
I have been saving with Chip app since around 2020 and it’s been a fantastic journey so far! Keeps getting better and love all the accounts on Chip. Great way to save! Reviewed on: 4th April 2024