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Creditfix: Debt Management reviews

4.76
Based on 793 reviews, last reviewed 9th Feb 2024
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Latest highest rating:

5

Brilliant company Great company and helpful , great five star ratings***** Reviewed on: 11th April 2023
Andrew janes's avatar
Andrew janes

Latest lowest rating:

1

WHY is no one replying to me? WHY is no one replying to me? Got told off for making additional payments monthly when I bring home more than my 'allowed' take home pay - even thou... Read more Reviewed on: 9th February 2024
Rebekka Skelton's avatar
Rebekka Skelton

About this product

Creditfix Debt Management reviews (793)

Review of the Creditfix, Debt Management:

WHY is no one replying to me?

1
WHY is no one replying to me? Got told off for making additional payments monthly when I bring home more than my 'allowed' take home pay - even though I have an email advising me to do this. When I took out the IVA, I was told it will write off upto 60% of my outstanding debt, on the app it says I have paid £20,566.74 to date out of £31,206 which is 65% of my IVA amount. My total debt amount owed was £40,598.61, so assuming I am expected to pay back the £31,206 this means I will actually be paying back 76% of my original debt amount owed with 24% being written off. Regarding the above 2 pointers - my questions that I would like answering is - due to the additional contributions made - where I receive salary over £3292.30, for what I have paid to date £20,566.74 assuming I have no further contributions over my £3292.30 allowance - the remainder of payments at £370 per month x 33 months will actually be £32,776.74 - PLUS anything I get paid over my threshold. My concern is, why am I paying more back than the agreed IVA amount of £31,206 - surely - this isn't correct? In addition to this, for the future months - if I continue to earn over the £3292.30 and make further 50% contributions I could end up paying the whole £40,598.61 back - again, this isn't right? January 2024 payday I paid almost £1000 extra payment, on top of the £370 expected. If I get to paying back the £31,206 expected is that it done? Or am I still expected to keep paying towards the original debt amount owed of £40,598.61? As I was told this is the amount you will pay - £370 per month, anything over your threshold is 50/50 but at this rate I'm likely to pay back the £31,206 IVA amount before November 2026 based on the additional contributions The other question I would like answering is if I reach the £31,206 say in March 2026 - will the creditors consider early completion of the IVA as they got back what they expected? Reviewed on: 9th February 2024

Gave me back my life

5
Credit fix got me back where I needed to be in order to feel like it was worth living again. I was working 24/7 and feeling like the life was being sucked from me. I was constantly exhausted from work and barely keeping me head above water. Then I called Creditfix and within 24 hours the stress was all gone. I love life again and have a new found happiness for each day. No more stressing and I can sleep at nigh. They are efficient, fast moving, efficient and very professional. Thank you Creditfix Reviewed on: 4th September 2021

Great service

5
I had great service right from start and help though out . Reviewed on: 4th September 2021

excellent value, very friendly would highly recommend it

5
really helpful from the start and took all the stress away . i was getting really worried about my financial situation before they stepped in to help Reviewed on: 3rd September 2021

Huge help

5
I literally had nowhere to turn overcome with debt but creditfix turned that around and helped me get back on track Reviewed on: 3rd September 2021

Help is there with Creditfix

5
They have been extremely helpful to when I got into financial difficulties. I would recommend this company to anyone in need! Reviewed on: 3rd September 2021

The best and most professional advice and guidance I could have hoped for.

5
When nearly at my wits end creditfix gave me a lifeline by explaining what my options were. Reviewed on: 3rd September 2021

Very helpful

5
You can feel like there is someone who actually wants to help you and sort out your problems, after all I could breathe freely, Reviewed on: 3rd September 2021

Helpful beyond belief

5
I put my details in initially then the next day when the calls from them started I got scared and didn’t answer the phone. They persisted and I was drowning in debt and after weeks of ignoring them I sent a text to say can I get a call at a roundabout time. I got a reply! They called me. A lady called Sara was so helpful and understanding of my situation I was very greatly to her for being so patient with me and kind to say the least. My money worries are now put behind me and I make 1 payment a month. Customer 10+ thank you Creditfix for everything I now sleep peacefully again at night!! I hope you win!! Reviewed on: 3rd September 2021

Great service

5
Very helpful and explain all aspects step by step and answer any questions Reviewed on: 2nd September 2021

Mismanaged and a complete flop

1
My experience was rubbish, debts kept getting added no explanation as to what they were for, no help when I became unwell just cancelled it leaving us in the shit, so no I wouldn't recommend you at all. Reviewed on: 2nd September 2021
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