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Creditfix: Debt Management reviews

Name: Debt Management
Rating: 4.83 (793 reviews)

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4.76

Based on 793 reviews, last reviewed 9th Feb 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Brilliant company Great company and helpful , great five star ratings***** Reviewed on: 11th April 2023

Latest lowest rating:

1

WHY is no one replying to me? WHY is no one replying to me? Got told off for making additional payments monthly when I bring home more than my 'allowed' take home pay - even thou... Read more Reviewed on: 9th February 2024

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About this product

Creditfix Debt Management reviews (793)

Review of the Creditfix, Debt Management:

WHY is no one replying to me?

WHY is no one replying to me? Got told off for making additional payments monthly when I bring home more than my 'allowed' take home pay - even though I have an email advising me to do this. When I took out the IVA, I was told it will write off upto 60% of my outstanding debt, on the app it says I have paid £20,566.74 to date out of £31,206 which is 65% of my IVA amount. My total debt amount owed was £40,598.61, so assuming I am expected to pay back the £31,206 this means I will actually be paying back 76% of my original debt amount owed with 24% being written off. Regarding the above 2 pointers - my questions that I would like answering is - due to the additional contributions made - where I receive salary over £3292.30, for what I have paid to date £20,566.74 assuming I have no further contributions over my £3292.30 allowance - the remainder of payments at £370 per month x 33 months will actually be £32,776.74 - PLUS anything I get paid over my threshold. My concern is, why am I paying more back than the agreed IVA amount of £31,206 - surely - this isn't correct? In addition to this, for the future months - if I continue to earn over the £3292.30 and make further 50% contributions I could end up paying the whole £40,598.61 back - again, this isn't right? January 2024 payday I paid almost £1000 extra payment, on top of the £370 expected. If I get to paying back the £31,206 expected is that it done? Or am I still expected to keep paying towards the original debt amount owed of £40,598.61? As I was told this is the amount you will pay - £370 per month, anything over your threshold is 50/50 but at this rate I'm likely to pay back the £31,206 IVA amount before November 2026 based on the additional contributions The other question I would like answering is if I reach the £31,206 say in March 2026 - will the creditors consider early completion of the IVA as they got back what they expected? Reviewed on: 9th February 2024

Starfix

Should be called Starfix or Goldenfix because they were great helping me from start to finish...thankyou Reviewed on: 2nd September 2021

Fantastic and friendly company

I was heavily in debt, and a friend told me about creditfix. One phone call and they did the rest. Fantastic Reviewed on: 2nd September 2021

Brilliant

Been brilliant helping me through my debt problems, always there to help when you need to ring them, friendly staff, I've had no issues with company I'm in my final year of my ive. Explained everything clearly and had no issues with answering any questions I had, even get yearly statements which is good , very good company highly recommended to anyone who have any debt issues Reviewed on: 2nd September 2021

Great Support

Crediitfix have been a supportive and understanding organisation . They offer clear information and great communication Reviewed on: 2nd September 2021

Debt management

Fair , provided an a balanced summary and an easy payment options , well discussed throughout the whole process Reviewed on: 2nd September 2021

Mostly good experience

I disliked the fact that they wouldn't let me pursue a claim against my debtors (payday loans) for wrongly loaning me money, then stopped responding to my emails about this. This means I am in debt for longer Prior to this I had a good experience. Reviewed on: 2nd September 2021

Best service

I was really struggling when I found creditfix from the moment I rung them they were brilliant they walked me through each step to find the best plan for me they kept in contact the whole time my iva was being done they took a whole weight of my shoulder Reviewed on: 2nd September 2021

Good customer service, great piece of mind.

Great customer service, give customers piece of mind and a stress free experience. Reviewed on: 2nd September 2021

Excellent

Creditfix is very helpful and have taken all my stress away Reviewed on: 2nd September 2021

Huge help

This company have been a huge help, so easy to set up Reviewed on: 2nd September 2021

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