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Experian: Credit Check reviews

Name: Credit Check
Rating: 4.1 (115 reviews)

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3.89

Based on 115 reviews, last reviewed 15th Oct 2024

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

53%

25%

10%

Latest highest rating:

5

Accurate Accurate and precise, always comes up with the results quickly. Reviewed on: 14th June 2024

Latest lowest rating:

1

Bloody you can't contact them on the phone, everythi... Bloody you can't contact them on the phone, everything is done online. I'm over 50s and not tech savvy for god sake Reviewed on: 18th September 2024

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About this product

We're building the biggest collection of Experian credit check reviews at Smart Money People. If you're looking for reviews of Experian's credit check service, or if you're an existing Experian customer looking to share your thoughts, you've come to the right place. We're changing financial services for the better.

Experian Credit Check reviews (115)

Review of the Experian, Credit Check:

Great features available, however very expensive

For what you pay monthly, it is very expensive. It is hard to justify the cost on a strict budget. The boost feature is very handy and does make a difference, however the section offering support on how to improve your score does not actually help. If this did actually help improve your score, it would make the service better value. It does offer a lot of useful features, including locking your score. This is an excellent feature as it stops any unwanted credit accounts being opened in your name, so therefore minimises the risk of fraud. Even with these two features, it’s a lot of money per month. It would be great if it was more accessible. The people that need it will not be able to use it. I know there is a free service through Experian, however it is very limited. The service needs to be more proactive in recommending ways to improve your score. I will cancelled my paid subscription due to the cost due to limited budget, yet another monthly payment was taken out of my account. I shall be contacting them today and if I receive excellent customer service, I shall update this review. Reviewed on: 15th October 2024

I recently used Experian's credit check service, and...

I recently used Experian's credit check service, and I couldn't be more satisfied with the experience. The process was incredibly straightforward and user-friendly, allowing me to access my credit report and score within minutes. The detailed insights provided helped me understand my financial standing clearly, highlighting key factors that influence my score. Reviewed on: 23rd May 2024

Useful and clear

Experian credit checker has a very user friendly interface which makes it easy to understand how your credit score has changed. It would be useful if certain features were not restricted to 'pro' such as the specific factors which influence your score. It is a useful tool to monitor credit and check how you are doing. Reviewed on: 19th May 2024

Experian smart money

Let’s just say that that will flag your account for EVERYTHING! I use smart money banking and I have been inconvenienced for my own money for days!! You only get 5 atm transactions a month no matter the amount! So yeah no money for the duration aside for card swipes and possibly a transfer to your traditional bank that isn’t instant … I’m so irritated by this. The customer service sucks! I’m just disgusted for my few cents I definitely empathize with Wendy Williams and Brittany spears who goes through their finances being micromanaged!! Reviewed on: 7th May 2024

Thorough accurate credit check service

Great way to keep track of your credit that is cheap yet thorough Reviewed on: 10th April 2024

Very good, updates me when things changes and remind...

Very good, updates me when things changes and reminds me Reviewed on: 4th April 2024

Their service has always seemed to be quite accurate.

Their service has always seemed to be quite accurate. We use them when securing our first mortgage and were satisfied. Reviewed on: 2nd April 2024

Experianstay away customer service is the worst ever.

Experian customer service is the worst ever. They are rude, won’t listen to you, no help at all. Major debit card issues The debit card doesn’t work everywhere. Reviewed on: 1st February 2024

There are scammers!

There are scammers!!!!I don't have any car but insurance companys are checking something on me without my authorisation!!!Why you use it to drip off my scores ;!!! Avoid they rip you off! Reviewed on: 6th January 2024

Not able to setup recurring payments

I opened the Experian checking account thinking that it was a good idea. Come to find out you cannot set up recurring payments using checking account number at this time. Since this is the case I had to set up using my debit card which incurs a 7 fee each time. I believe since I was led to believe that I would be able to use my checking account number that I should be reimbursed for this charge. If I hadn't already set up my direct deposit from social security I would immediately close this account and go elsewhere. What a load of crap Reviewed on: 20th December 2023

No physical check deposits

The credit boosting is m good and all but this product does not allow you to deposit digital checks nor does it have a savings account. It works great as a bill paying piggy bank. Aside from that it still has much room for improvement. Reviewed on: 18th December 2023

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