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first direct: Current Account reviews

4.63
Based on 1,242 reviews, last reviewed 24th Dec 2024
42% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Very happy and wouldn’t switch I have a joint current account with First Direct and have been very happy with it. We initially got a switching offer to open the account but I wouldn... Read more Reviewed on: 6th December 2024
Gwen S's avatar
Gwen S

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1242)

Review of the first direct, Current Account:

Very happy and wouldn’t switch

5
I have a joint current account with First Direct and have been very happy with it. We initially got a switching offer to open the account but I wouldn’t want to switch away from them now, as the service is so good. The useability of the banking app is very good and it is easy to make transfers by BACs or to scan in any cheques that we receive. One function I like about the app is that you can get it to show only transactions going in or out, which makes it easier to find a specific transaction quickly. We have only had to contact First Direct about questions or issues a couple of times and on both occasions they got back to us quickly using the chat function. My only ask would be that we could earn decent interest on the balance in the account. Reviewed on: 6th December 2024

Easy banking

5
Very easy to manage your money, rapid transfers and a clean and quick app makes first direct a pleasure to use and bank with. Reviewed on: 25th March 2023

Brilliant customer service

5
I’ve got nothing but good things to say about first direct. No regrets about switching! Reviewed on: 24th March 2023

Really good bank - can't believe I had not dealt with them before!

5
Overall, one of the greatest experiences I've had with a bank - 24/07 support and really helpful staff. Moreover, their saving account offers one of the greatest interest rates! Reviewed on: 23rd March 2023

Great bank, friendly and helpful customer service

5
I’ve banked with First Direct for a while, and only have positive things to say about them. They’re very helpful, quick to answer the call (no automated options, which is brilliant). On the one occasion where a mistake was made, they rectified it immediately whilst I was on the phone - it gave me great peace of mind and confidence that I’m with the right bank. The bonus savings account is a nice little bonus too! Reviewed on: 21st March 2023

All good so far!

5
Moved bank after many years and not been disappointed. All went really smoothly, First Direct kept me up to date with progress, what to do and how. The app and online banking very secure and easy to deal with. As I was a little nervous moving bank after so many years(30+) I was very happy to find everything easy. First Direct made it 'a doddle'. Would definitely recommend Reviewed on: 20th March 2023

Great service

4
Great service, I’ve never had any issues with this bank Reviewed on: 17th March 2023

Great support, easy to use app, convenient banking

5
Great telephone support for online banking. Helpful staff. Easy to use app. Convenient. Reviewed on: 17th March 2023

Was good now ok

3
I have been woth thrm for over 25 years now still hood but a bit behind now even compared the big brother HSBC. Reviewed on: 17th March 2023

ease of use

5
everything was clear and easy to understand Reviewed on: 17th March 2023

Excellent bank

5
Every service first direct offer is of the highest quality Reviewed on: 16th March 2023

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