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Halifax: Junior ISA reviews

Name: Junior ISA
Rating: 3.38 (16 reviews)

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3.08

Based on 16 reviews, last reviewed 26th Feb 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

38%

25%

2 star

31%

Latest highest rating:

4

The Halifax Junior ISA is great The Halifax Junior ISA is great and we find it simple and straightforward to use. We were disappointed that the interest rate has gone down this year,... Read more Reviewed on: 26th February 2025

Latest lowest rating:

1

child scammers should receive capital punishment child scammers should receive capital punishment. Reviewed on: 19th June 2023

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About this product

Halifax offer a Junior Cash ISA for children aged under 18.

The interest rate on this account is variable and the money is locked away until they are 18. The account can be opened with just £1 and once a child reaches the age of 16, they can open an account themselves.

Halifax Junior Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience. ...

Halifax Junior ISA reviews (16)

Review of the Halifax, Junior ISA:

child scammers should receive capital punishment

child scammers should receive capital punishment. Reviewed on: 19th June 2023

The Halifax Junior ISA is great

The Halifax Junior ISA is great and we find it simple and straightforward to use. We were disappointed that the interest rate has gone down this year, but Halifax's communication to inform us of this decision was transparent Reviewed on: 26th February 2025

Terrible Junior ISA Rates

Currently have a Halifax Junior Cash ISA, as an investment for my children's future. When I initially invested in the cash ISA a rate of 6% was offered to encourage child savings at a time the BoE rate was 0.5%, this is on the provision that the funss cannot be withdrawn until the child turns 18. Over the years Halifax has dropped the rate offered on the ISA until the rate was below the BoE interest rate of 0.1%. In 2023 the BoE Interest rates have now risen to 4.25% yet Halifax... Reviewed on: 4th April 2023

Absolutely terrible in handling my daughters child isa

I've just spent 2 hrs on the phone from Spain to "Customers Service" and after going through a Formal complaint and ombudsman they now want me to write another letter to confirm my 12 yr old daughter lives with us in Spain despite a previous letter stating we as a family moved here in December 2020 (on yes they do not have email so I can scan and email with proof if rqd)Since we opened the account they have got my daughters name wrong (she has double surname as spanish tradition... Reviewed on: 7th March 2023

Can get better rates elsewhere

Easy to open and use, however you can get better interest rates else where Reviewed on: 3rd April 2022

Its amazing

Well the product wasn't the Junior ISA but the kids debit card since it is not on there I chose the closest one but it's amazing it like a normal card for kids and my 11-year-old now feels grown and responsible now this card has given her a confidence boost Reviewed on: 9th March 2022

Easy to use

My son has a Junior ISA and we’ve been impressed by the interest rate and also the ease to set up. The only issue was that we had two versions of the same account set up which made it confusing but was sorted promptly when we realised Reviewed on: 31st January 2022

Halifax is underrated

In my opinion I think everyone should use Halifax all their debit cards are good and make my life easier Reviewed on: 5th January 2022

Average

Fine product. Halifax are reliable and customer service is good. Rates pretty poor Reviewed on: 10th July 2020

Very good

I went into Halifax to open an account for my son. Person very helpful and advised best account to open for my needs Reviewed on: 7th February 2020

Extremely easy to setup and manage

Set up a junior ISA for my daughter. The process was painless and management of the account is very straightforward. Reviewed on: 7th January 2020

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