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Legal and General: Life Insurance reviews

3.97
Based on 104 reviews, last reviewed 14th Oct 2024
13% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
56%
See only 4 star reviews
23%
See only 3 star reviews
4%
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5%
See only 1 star reviews
12%

Latest highest rating:

5

Easy to use, easy to update policy and great price Easy to use, easy to update policy and great price Reviewed on: 14th October 2024
Sam s's avatar
Sam s

Latest lowest rating:

1

Terrible and Misleading This company was delaying me and finally after submitting a physical with labs when they promote no exam is a lie. Don't waste your time with this com... Read more Reviewed on: 6th September 2024
Jeannie W's avatar
Jeannie W

About this product

Do you want to find out what life as a Legal and General life insurance customer is like? Now you can! Read Legal and General life insurance reviews at Smart Money People to find out what other policy holders have to say.

Legal and General Life Insurance reviews (104)

Review of the Legal and General, Life Insurance:

Quick and simple

4
Very easy to set up life insurance at a good price Reviewed on: 31st August 2023

Fantastic

4
What a great company have me great breakdown of what I get fory family Reviewed on: 12th October 2021

Excellent

5
Quick simple and great customer service Reviewed on: 15th September 2021

ripping of veterans

1
robbing veterans of what they are due when i left the royal air force I transferred my raf pension into a buy out plan after being made guarantees by an employee of legal and general stating my raf benefits would be a minimum that I would receive . It transpires that my pension will not be paid til age 65 fives years after the raf payment date and no tax free lump sum . they then sell my pension to reassure so they can wash there hands off it .what an upstanding company robbing veterans who have served there country . Reviewed on: 13th May 2021

Constant issues, no resolutions

1
I've never struggled to pay an insurance company before, normally they snap my arm off for every last penny but Legal and General have managed to provide me with a litany of firsts. - First company ever to force me to reset my password to something new, literally every time I log in. I'm up to 7 times in a two month period. - First company to enforce the special characters I can use in my password, presumably because their IT team is not up to scratch and cannot setup their website properly. - First company to not be able to provide me access to my account because someone else at my address also has a policy with them. Also the only company I've ever dealt with that take my money via direct debit and return it, consistently, two days later, before sending a message to complain I haven't paid. Then you try and get in contact and wait and wait and wait. Don't bother, I've cancelled the account. Based on what I've seen of their IT, I've also asked them to remove all my data, I'm sure they'll be the next company in the news about a data breach. Reviewed on: 11th April 2021

take, take,take

1
paid in for 20 odd years, paid off morgage but they still took money out of account, said my bank had asked for a refund, then sent me a letter saying if i dont pay funds back they refer to debt recovery!! quick to take my money, was going to insure car and caravan with them, thats just cost them about £700 Reviewed on: 11th December 2020

Fit for purpose

5
They cover my requirements provde the cover i need Reviewed on: 28th July 2020

Legal and General Review

5
I have had this policy since 2013.... great introductory offer for starters, great payout for minimal payment in this product. Reviewed on: 13th July 2020

Very little consumer contact

2
The only time I hear from them is renewal. Reviewed on: 12th July 2020

Any question no problem

5
No matter what questions u have thay are more than happy to help.. and will cater your plan for your needs Reviewed on: 29th April 2020

Avoid this company

1
Avoid this company!! I took out life insurance several years ago with my wife as a trustee. We have since divorced but L&G refuse to remove her despite a court order and me paying into it. Apparently the only way to remove her is by her removing herself!!?!! The company does not understand that circumstances change over a lifetime and do not respect court orders. I know it would be simple to cancel, but I am older now and taking a new policy would be much more expensive, so I tried to avoid this. If the company cannot respect your wishes and a court order whilst you are alive, how can you trust them with your estate when you are no longer around? Avoid this company! Reviewed on: 18th October 2019

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