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Legal and General Life Insurance Reviews

Ratings based on 31 reviews Last review 1 month ago

Do you want to find out what life as a Legal and General life insurance customer is like? Now you can! Read Legal and General life insurance reviews at Smart Money People to find out what other policy holders have to say.

5 12
4 9
3 4
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1 1

Your Life Insurance Reviews (31)

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22nd September 2018

Good policies, although information about trusts could be clearer

I have found legal and general policies very clear and are not as ambiguous as some other policies I considered. I also found that the price was very reasonable for the cover provided. The only criticism I make is that I found it difficult to...

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I have found legal and general policies very clear and are not as ambiguous as some other policies I considered. I also found that the price was very reasonable for the cover provided. The only criticism I make is that I found it difficult to understand putting my policy in trust. I did have to send various emails to clarify things which I don’t think were very clear.

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26th July 2018

TERRIBLE TERRIBLE TERRIBLE

THE LONG AND SHORT OF IT IS YOU DONT GET PAID OUT ON LIFE INSURANCE IT HAS TAKEN THIS COMPANY 5 MONTHS TO SAY WE ARE NOT PAYING OUT BECAUSE CLIENT WENT TO DOCTORS WITHIN A MONTH OF SIGNING POLICY CHECK YOUR POLICY EVERYBODY IS VERY SWEET WHEN YOU ARE...

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THE LONG AND SHORT OF IT IS YOU DONT GET PAID OUT ON LIFE INSURANCE IT HAS TAKEN THIS COMPANY 5 MONTHS TO SAY WE ARE NOT PAYING OUT BECAUSE CLIENT WENT TO DOCTORS WITHIN A MONTH OF SIGNING POLICY CHECK YOUR POLICY EVERYBODY IS VERY SWEET WHEN YOU ARE PAYING MONEY TO THEM TOTTALLY DIFFERENT WHEN THEY HAVE TO PAY YOU BE WARNED.

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17th September 2017

Simple and easy

I set up my policy after using comparison sites to compare the amounts each policy would cover up to. Legal and General were always near the top of all the sites I used in terms of cover cost, however as some of the others I hadn't heard of before, it...

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I set up my policy after using comparison sites to compare the amounts each policy would cover up to. Legal and General were always near the top of all the sites I used in terms of cover cost, however as some of the others I hadn't heard of before, it was an easy choice to pick them for my life insurance.
A helpful agent called me the day after and proceeded through the questions and even explained about beneficiaries that was not mentioned on the websites. I finalized the manageable monthly cost and now have complete piece of mind. My tip for anyone interested in life insurance is do it sooner so that the amount you pay will decrease as you age. I couldn't fault them one bit.

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27th July 2017

Easy to apply, great cover!

I applied for our life insurance as it was a requirement of taking out our mortgage. I'd been putting it off for a while as I thought it would be complicated. The process was actually really simple, requiring minimal information but providing a very...

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I applied for our life insurance as it was a requirement of taking out our mortgage. I'd been putting it off for a while as I thought it would be complicated. The process was actually really simple, requiring minimal information but providing a very competitive quote. There was a mistake made in the first application but it was quickly rectified and we were covered very quickly afterwards. We haven't had any further dealings with them as we haven't had to change anything, but up to now I'm very satisfied with the help and advice available.

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4th July 2017

Reasonable price

I'm happy with the life insurance for myself and my husband. It's good cover and cheaper compared to others. I didn't get ten because they didn't cover me for critical cover as my mum had cancer and I've a gene which increases my risk so I get regular...

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I'm happy with the life insurance for myself and my husband. It's good cover and cheaper compared to others. I didn't get ten because they didn't cover me for critical cover as my mum had cancer and I've a gene which increases my risk so I get regular testing. Due to this they won't cover me for cancer which I didn't think was fair. If I didn't get gene tested I wouldn't know therefore I would have been covered and not getting tested regularly so athat higher risk. That's the only negative about legal and general.

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