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Legal and General: Life Insurance reviews

Name: Life Insurance
Rating: 4.03 (106 reviews)

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3.81

Based on 106 reviews, last reviewed 23rd Mar 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

23%

13%

Latest highest rating:

5

Easy to use, easy to update policy and great price Easy to use, easy to update policy and great price Reviewed on: 14th October 2024

Latest lowest rating:

1

Do not put your trust in them Do not be lured by the glossy brochures and comfort inducing advertising, Legal and General do not want to help you or your family when your life is t... Read more Reviewed on: 23rd March 2025

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About this product

Do you want to find out what life as a Legal and General life insurance customer is like? Now you can! Read Legal and General life insurance reviews at Smart Money People to find out what other policy holders have to say.

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Legal and General Life Insurance reviews (106)

Simple and Easy

Legal and General have caused me no trouble. It has been a straight forward process. When people check to see if I have the cheapest quote I always do. I just haven't died yet so I don't know how easy it will be for my family to get a payout. Reviewed on: 29th August 2016

Expensive

We took out L&G's life insurance with critical illness cover when we took out our mortgage about 18 months ago. Though the policy is fairly comprehensive, it is very expensive. On investigating this further in recent month it's possible to get much the same cover for a significantly cheaper premium. Reviewed on: 15th August 2016

Quick, fast, easy quote and policy.

So easy to fill out all the necessary forms and get yourself life insurance. No hassle and worth the time and effort. Reviewed on: 11th August 2016

Good cover but not too good with paperwork

My wife and I decided to change life insurance providers after a telephone price comparison. To be honest, I wish we hadn't - first of all, the cover has doubled in cost from the old ones (not what we were promised), and whilst mine went smoothly, due to a slight heart murmur they insisted my wife provide more info by letter, which she did. They then claimed they never received it and cancelled the whole thing! We ended up rearranging and the cover offered is pretty good, but in all honesty, I wish we'd stuck with Aviva and saved the hassle! Reviewed on: 28th March 2016

affordable, fast , rewarding

I came across this website while browsing for life insurance .. I was very impressed with the prompt support and help I received, I am very happy Reviewed on: 9th November 2015

Insurance was fine, cancelling policy was a challenge

Had a joint life insurance policy with my spouse for ~2 years. Opted to cancel the policy as I could get a better rate elsewhere - was told on the phone that it was all completed and that I should cancel my direct debit as they would automatically take an extra payment otherwise. Did so, and then got urgent e-mails/letters claiming that my direct debit needed to be reinstated or I might lose cover - would have been very upsetting had I now known that I already had replacement cover elsewhere! You would think their system would know that the policy was cancelled and therefore the direct debit was no longer needed. Reviewed on: 9th November 2015

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