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Legal and General: Life insurance reviews

Name: Life insurance
Rating: 4.08 (113 reviews)

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3.97

Based on 113 reviews, last reviewed 5th Sep 2025

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

58%

22%

12%

Latest highest rating:

4

Life insurance is a product hard to evaluate. Life insurance is a product hard to evaluate. It's best to never know. So, back to L&G, they are taking my regular payments, they delegated a 3rd part... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Do not put your trust in them Do not be lured by the glossy brochures and comfort inducing advertising, Legal and General do not want to help you or your family when your life is t... Read more Reviewed on: 23rd March 2025

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About this product

You can get L&G (Legal and General) life insurance by applying online.

L&G have partnered with RedArc Assured Limited to provide a Wellbeing Support service. You’ll have access to phone-based services to support your mental health and wellbeing. With each policy, you get accidental death benefit at no extra cost.

L&G life insurance reviews help you find out what it’s really like to be a customer. If you’ve used L&G before, you can also leave a review and share your experience.

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Legal and General Life insurance reviews (113)

Excellent Premium

Cheap premiums for a substantial life cover. Reviewed on: 9th February 2017

Quick application process if not long medical history

Online application was surprisingly quick and easy. The firm had all relevant questions and loaded quickly. Only delay caused by long medical history. Good ongoing contact via email and letter while awaiting approval. Reviewed on: 24th December 2016

A bit confusing

When I took out life insurance with legal and general, they had a very thorough check list to go through, but when following something up, they either didn't receive or didn't action the paperwork I spent, meaning I had to go through the whole process again. However, now it's all sorted it's been great. Reviewed on: 24th December 2016

Great customer service

Husband recently contacted them to advise of my change of name due to marriage. They were really good and helpful, updating other info and making sure we'd got the right cover. Makes a nice change to feel a valued customer from insurance companies Reviewed on: 30th October 2016

Never had a problem.

I had such a smooth time when starting my life insurance quote. The telephone times were really short when calling to speak to an advisor. Reviewed on: 13th September 2016

Good product, good price

Got this product through a broker. It covers my long-term medical condition and is a good price. Reviewed on: 12th September 2016

No major issues, good customer service

I've not had any cause to complain about my product or any issues since the start of my product. The quotes were clear with easy to understand product details. An issue I had when applying for it was cleared up right away. Reviewed on: 5th September 2016

Simple and Easy

Legal and General have caused me no trouble. It has been a straight forward process. When people check to see if I have the cheapest quote I always do. I just haven't died yet so I don't know how easy it will be for my family to get a payout. Reviewed on: 29th August 2016

Expensive

We took out L&G's life insurance with critical illness cover when we took out our mortgage about 18 months ago. Though the policy is fairly comprehensive, it is very expensive. On investigating this further in recent month it's possible to get much the same cover for a significantly cheaper premium. Reviewed on: 15th August 2016

Quick, fast, easy quote and policy.

So easy to fill out all the necessary forms and get yourself life insurance. No hassle and worth the time and effort. Reviewed on: 11th August 2016

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