Legal and General reviews

Legal and General reviews
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Review summary
People rate this company as Average based on 279 product reviews
Latest positive rating
Life insurance is a product hard to evaluate.
Life insurance is a product hard to evaluate. It's best to never know. So, back to L&G, they are taking my regular payments, they delegated... Life insurance is a product hard to evaluate. It's best to never know. So, back to L&G, they are taking my regular payments, they delegated a 3rd party to do the customer service, and things were OK so far. There's not much you can talk or ask about a life insurance, so not much to evaluate, really. Read more Read less

Latest negative rating
NOT THE CARING COMPANY IT PRETENDS TO BE
L&G are definitely not the caring organisation they hold themselves up to be. This organisation left me on verge of taking my own life. Was... L&G are definitely not the caring organisation they hold themselves up to be. This organisation left me on verge of taking my own life. Was receiving income protection payments, due to long-term serious health issues. A GP who I'd never even heard of, let alone spoken to, produced a totally unlawful report, sending it to L&G without my consent. This is a separate issue which I’m also having to deal with at a high level. It clearly opened an unexpected pathway for L&G to cut costs, and they duly obliged. Despite GP report being unlawful, sent without my consent, L&G chose a type of ‘plausible deniability' in terms of ‘turning a blind eye' to these facts. L&G then sent one of most deplorable, dreadful VCS ‘specialists' to complete most partisan assessment at my home. This ‘specialist’ produced most dishonest, contradictory, inconsistent report, therefore enabling L&G to end my much-needed payments, despite my own GP (who had ALWAYS produced requested reports for L&G over a 10-year period) being totally unaware that L&G had even requested a report. L&G had to later admit to two instances of dishonesty within VCS report, although there were numerous other examples which they didn’t admit to. L&G then, following my appeal (which included a large amount of medical evidence and an up-to-date report from my own GP, confirming my overwhelming unfitness to work), employed a third party (Symbios Health) to carry out an OH assessment. Without exaggeration, this OH assessment, completed by Dr Oli Cooper, was by far the worst, most traumatic, upsetting, inappropriate assessment of its kind that I’ve ever undergone and, given that my health issues have existed for almost 20 years, I’ve gone through dozens of them via various official organisations. Clear and obvious that L&G had utilised Dr Cooper and Symbios Health to ‘rubberstamp’ decision. I took note of everything which occurred during horrific assessment, even raising it with L&G prior to any final report being issued, therefore ensuring that L&G couldn’t allege that I was only doing so because of bitterness over any report. L&G couldn’t have cared less. To highlight L&G’s despicable conduct, they sent the OH report, which they undoubtedly knew that I totally disagreed with, to same GP Surgery where all of this began, without my consent. Under medical consent and reporting laws, this is strictly forbidden. They sent report blindly, without any covering letter, which is again not allowed. Only discovered that L&G had done this because had to submit a SAR request. This latest discovery has been condemned by Ombudsman in my favour. I’ve since moved GP Surgeries. L&G, unbelievably, tried to justify decision to send dreadful report, insisting (laughably) that they did so “for the benefit of my health", despite it being done without consent, and with inevitable enormous risk that it would end up in hands of GP who began my nightmare, as he’s a Practice Partner. There are so many other disgusting elements to my case, too many to discuss in this review. But, overall takeaway from this is that L&G are absolutely anything but a caring, decent organisation. L&G’s conduct and behaviour has been so callous, cruel, and underhand, it beggars belief. The ignorance and arrogance L&G have displayed is staggering. Don’t be fooled by the name and history. L&G are one of the worst organisations to be dealing with patients, or people with health issues related to employment. I would urge everyone whom has no alternative but to be associated with L&G through their employer to be fully on guard, do your research, make sure that you know your rights for any worst case scenario, have a healthy distrust of the organisation, and always ensure that your own GP produces any requested reports L&G ask for, even if that means contacting your GP Surgery every single day. L&G are a very devious organisation. Let my harrowing review be a lesson in preparation. Thank you for taking the time to read my comments. Read more Read less

About Legal and General
Legal and General are a leading financial services group and major global investor.
They were established in 1836 and today help over 10 million people.
Legal and General offer a wide range of products including critical illness, income protection, life insurance, ISAs, pension savings and later life mortgages.
Legal and General at a glance
Reviews for Legal and General
Showing 11 of 279 company reviews • Last reviewed within 7 days
Life insurance is a product hard to evaluate.
Life insurance is a product hard to evaluate. It's best to never know. So, back to L&G, they are taking my regular payments, they delegated... Life insurance is a product hard to evaluate. It's best to never know. So, back to L&G, they are taking my regular payments, they delegated a 3rd party to do the customer service, and things were OK so far. There's not much you can talk or ask about a life insurance, so not much to evaluate, really. Read more Read less
Swift and painless claim
L&G paid me the insurance for a damaged camera very quickly and I was able to have it repaired and back in use on. next to no time.
Products from Legal and General
Life Insurance
by Legal and GeneralDo you want to find out what life as a Legal and General life insurance customer is like? Now you can! Read Legal and General life insurance reviews at Smart...
Life Insurance
by Legal and GeneralDo you want to find out what life as a Legal and General life insurance customer is like? Now you can! Read Legal and General life insurance reviews at Smart...
Home Insurance
by Legal and GeneralLegal and General are no longer offering home insurance after being bought by LV=. You can read reviews (or write your own) for LV= home insurance on our site by...
Home Insurance
by Legal and GeneralLegal and General are no longer offering home insurance after being bought by LV=. You can read reviews (or write your own) for LV= home insurance on our site by...
Pension
by Legal and GeneralLegal and General pension reviews written by Smart Money People like you. For many of us, our pension is an important part of our financial future. Finding a pension provider...
Pension
by Legal and GeneralLegal and General pension reviews written by Smart Money People like you. For many of us, our pension is an important part of our financial future. Finding a pension provider...
Investments
by Legal and GeneralLegal and General investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with Legal and General is really like....
Investments
by Legal and GeneralLegal and General investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with Legal and General is really like....
Critical Illness
by Legal and GeneralLegal and General critical illness reviews from our Smart Money People can help you to find out more about Legal and General before you choose to buy a policy with...
Critical Illness
by Legal and GeneralLegal and General critical illness reviews from our Smart Money People can help you to find out more about Legal and General before you choose to buy a policy with...
Pet Insurance
by Legal and GeneralLegal and General no longer offers pet insurance policies.
Pet Insurance
by Legal and GeneralLegal and General no longer offers pet insurance policies.
Car Insurance
by Legal and GeneralLegal and General car insurance reviews on Smart Money People come from drivers like you! You can read these honest Legal and General car insurnance reviews to help you decide...
Car Insurance
by Legal and GeneralLegal and General car insurance reviews on Smart Money People come from drivers like you! You can read these honest Legal and General car insurnance reviews to help you decide...
Annuity
by Legal and GeneralOur Legal and General annuity reviews can help you to learn more about this annuty product. Before you buy your Legal and General annuity, take a look at what other...
Annuity
by Legal and GeneralOur Legal and General annuity reviews can help you to learn more about this annuty product. Before you buy your Legal and General annuity, take a look at what other...
Stocks and shares ISA
by Legal and GeneralYou can start saving with a Legal & General stocks and shares ISA with just £20 a month, or a £100 lump sum. There are two ways to invest. There’s...
Stocks and shares ISA
by Legal and GeneralYou can start saving with a Legal & General stocks and shares ISA with just £20 a month, or a £100 lump sum. There are two ways to invest. There’s...
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