Write a review

Lloyds Bank: Advance Credit Card reviews

Name: Advance Credit Card
Rating: 3.93 (58 reviews)

View other Lloyds Bank products

3.97

Based on 58 reviews, last reviewed 2nd Apr 2025

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

60%

10%

16%

Latest highest rating:

5

I am using Lloyds Bank services for more than 8 year... I am using Lloyds Bank services for more than 8 years and I find these services very professional and helpful. Reviewed on: 2nd April 2025

Latest lowest rating:

2

What's the point? I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into... Read more Reviewed on: 10th February 2025

Read all reviews Write a review

About this product

Lloyds Bank Advance Credit Card reviews can help you to find out about the pros and cons of the Advance Credit Card credit card. What kind of features do Lloyds Bank customers like? Find out more about the Lloyds Bank Advance Credit Card by reading our trusted Smart Money People reviews. You can also write your own Lloyds Bank Advance Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Review Lloyds Bank: Advance Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Lloyds Bank Advance Credit Card reviews (9)

Not worth the effort

Applied, no option to add my wife as an authorised user and assigned a £1,100 credit limit when my avg. monthly credit card spend is £3k (reference agencies will show I have always been a credit card full payer with exemplary credit record and highly stable profile). Then had to wait for activation code in post but didn't work. After spending over 60 mins on phone with 4 agents, including fraud (OK, that's re-assuring) they had to order me another activation code through the post. So, just set myself up with on-line account which triggered several automated emails telling me things like my mobile / home phone numbers had been updated (they were the same numbers I used when applying). I finally got to a screen telling me to phone or go into branch to update my phone numbers. Nah! for a measly £1,100 credit limit I've finally run out of energy and enthusiasm for dealing with Lloyds Bank. Reviewed on: 12th March 2022

Avoid at all costs. Will waste your time.

I went through the online application for a bank account. I was asked to visit a local branch to verify my ID and residence address. It said that for the former a driver's license would suffice, whereas for the latter a tenancy agreement from a letting agency would work. After waiting for a considerable time, I've been told that noone at the branch recognizes my lettings agency. My letting agency is not even a mile away. I was adviced to go to another branch or to make a doctor's appointment, where a doctor could confirm my address (using my tenancy agreement as proof of address himself..). I tried various times to contact another branch about 20min by bike away, but noone picked up the phone. When I arrived there they told me that my tenancy agreement was fine, but they wouldn't accept my driver's license as ID, because it doesn't have an expiry date on it. Also, on my tenancy agreement the district was mentioned. On the online application that field was optional, so I left it out. Because of this, I had to redo the whole online application. Now I am back at the branch and even though it says nowhere that an appointment is necessary, they ask me to wait for 45mins until someone with the authority becomes available. tl:dr: Although it should be just a formality to open a bank account after the online application, the Lloyd's Bank knows how to waste your whole day, making up problems and regulations that where previously never mentioned. Reviewed on: 26th October 2018

Poor customer service

Getting Lloyds to do a chargeback is one for the mission impossible team. Reviewed on: 8th October 2018

think they charge too many fees especially when buying from another country

think they charge too many fees especially when buying from another country. two sets of fees, wish they would rreconsider the fees and make them a lot less Reviewed on: 11th February 2018

Lloyd tsb taken every property from us .didn't give us a time to sort every thing out

Not happy at all with Lloyd tsb .ronin our life.took all the properties from us.make our life horrible. Lloyd tsb not a good bank .we not happy at all. Reviewed on: 10th May 2017

Never do business woth Lloyds

Despicable company who treat their customers with disdain. Reviewed on: 14th April 2017

PPI added, I wasnt employed at the time

I went into the branch and explained my situation and asked what was available to me. I was offered the card which I found years later also had ppi added, despite it not being necessary and a waste of money. Reviewed on: 11th February 2017

Awful Bank

Don't touch with a barge-pole. Truly awful excuse for a company. Reviewed on: 18th December 2016

Miss informed - disguisting

My father (he has recently passed away) as executor of the will, I have been deaing with all his financial affairs. One of those was his Lloyds credit card, which has a balance on the account, the account was his with my mum named as an additional card holder. After informing Lloyds credit card about his death, that there is no money in the estate to pay debts never mind covering the funeral expenses. I was then informed by the advisor that when I take the death certificate into the bank that I need to arrange a consolidation loan in my own name to repay his credit card. This is an illegal move as by the bank. As following legal route is no money / funds etc then the debt will be wrote off. Never mind that I am upset at losing my father but to be blackmailed into this by the bank is disguisting Reviewed on: 5th June 2016

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Avios Credit Card
from TSB 3.79 from 18 reviews
Instant pay
from Incredible 5.00 from 28 reviews
All in One Credit Card
from Santander 2.47 from 16 reviews

There's still more to see!

Lloyds Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub