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Loqbox: Credit score builder reviews

4.58
Based on 398 reviews, last reviewed 9th Jun 2025
27800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
78%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
13%

Latest highest rating:

5

Loqbox has helped me save constantly, while building... Loqbox has helped me save constantly, while building my credit score. I am also able to track my rent payments monthly. That's exceptional. Reviewed on: 9th June 2025
Eberechi I's avatar
Eberechi I

Latest lowest rating:

1

Avoid avoid Saw an add for this signed up realised it wasn’t for me emailed them to cancel which was done not long later £14 was taken out my account!! Emailed ap... Read more Reviewed on: 6th May 2025
Danielle 's avatar
Danielle

About this product

Loqbox helps you build your credit score while saving money.

With Loqbox, you save a fixed amount monthly, treated as repayments on a 0% APR loan, with payments reported to credit agencies. Loqbox offer two membership tiers: Full Membership with a weekly fee, and Lite Membership, which can be free depending on how savings are withdrawn.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit score builder reviews (398)

Review of the Loqbox, Credit score builder:

Loqbox has help elevate my credit in a short period...

5
Loqbox has help elevate my credit in a short period of time. I am happy with their service. Reviewed on: 31st May 2025

Loqbox has helped me save constantly, while building...

5
Loqbox has helped me save constantly, while building my credit score. I am also able to track my rent payments monthly. That's exceptional. Reviewed on: 9th June 2025

I had a bad credit rating but once I had saved with...

5
I had a bad credit rating but once I had saved with low box it improved greatly Reviewed on: 8th June 2025

It has really helped me a great deal, i have seen po...

5
It has really helped me a great deal, i have seen positive effect on my credit score. Reviewed on: 8th June 2025

Great experience , would recommend

5
Great experience , would recommend Reviewed on: 8th June 2025

Simple, understandable and effective.

5
Simple, understandable and effective. Reviewed on: 8th June 2025

I’ve used loqbox in the past and was very good, I sa...

4
I’ve used loqbox in the past and was very good, I saved money and built my credit score up. Reviewed on: 8th June 2025

I wanted to improve my credit score and LoqBox was t...

5
I wanted to improve my credit score and LoqBox was the best way to do it. I started saving £100 a month and it helped boost my credit score whilst also acting as a nice return of savings at the end of the 12 month period. Thanks LoqBox Team for helping improve my credit score! Reviewed on: 8th June 2025

Easy to use site and costs have stayed fixed, easy t...

5
Easy to use site and costs have stayed fixed, easy to unlock. Reviewed on: 8th June 2025

Consider Rental deducted at source (Pay Slip proof)

3
Relatively expensive to other credit builder like Aqua credit card, but overall other avenues like save and rent seem to be ideal. Consider looking at how other personnel can build their score using rental take off the pay-slip at pay apart from bank account bank statement. Armed forces personnel for example have their pay take at source and reflects on pay slip showing council tax and silcot separately Reviewed on: 8th June 2025

I’ve used loqbox for a couple years now really good...

5
I’ve used loqbox for a couple years now really good Reviewed on: 8th June 2025