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Loqbox: Credit Score Builder reviews

Name: Credit Score Builder
Rating: 2.64 (89 reviews)

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2.22

Based on 89 reviews, last reviewed 31st Oct 2024

No new 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

37%

56%

Latest highest rating:

5

Good Features with Great Product I find Loqbox product to be easy to use. More importantly the products in itself is easy to understand and use. The little bit it gives helps build my... Read more Reviewed on: 1st September 2024

Latest lowest rating:

1

No honour amongst thieves They will keep changing you months after you close your account. Stay far far away. This company stands to make millions of its customers by taking sm... Read more Reviewed on: 31st October 2024

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About this product

Loqbox Grow is an interest-free credit account that grows your credit history.

Loqbox Grow can be opened in two minutes with no credit check required. There is a monthly membership fee to pay and your account is reported to the three main credit reference agencies.

Loqbox Grow reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit Score Builder reviews (89)

A scam! Please Avoid

This service is truly woeful. I paid as a member for over 2 years, and saw no benefit to my credit score. The points promise they offer is only valid if you've been a customer for over 5 years. Your credit score will go down not up. DON'T USE THIS!!!!! Reviewed on: 11th May 2023

They literally take 200 pound from my savings without a reason

They are a scam they stole 200 of my money saying that they sent it to my but clearly not still even showing in the app Reviewed on: 3rd May 2023

Fantastic!

Easy to set up an account. After one year, I could easily withdraw my savings (minus a £30 fee) and my credit score did go up by 200 points as promised. Very useful app, so I've continued into year two. My credit score can't improve too much more, so I opted for the free basic package and use this more like a savings account now. Reviewed on: 5th April 2023

Helpful app

Lots of informative emails great money saving app easy to do Reviewed on: 27th March 2023

It's ok to slightly boost your credit score

It's ok to slightly boost your credit score however they force you to open an unwanted bank account simply to withdraw you're own money fee free. This is just a way for the banks to make money more than to help the customer. Poor. Reviewed on: 25th March 2023

Good Good Good

A good way to build credit and get advice. Reviewed on: 10th March 2023

Useful for the savings bit and the credit builder

Have seen an improvement in my credit score since I started using Loqbox 3 months ago. Highly recommended Reviewed on: 10th March 2023

Scam

The worst decision I have ever made. Soon as I signed up to loqbox my credit rating went down. I'm 3 months with no improvement. Their customer service is nonexistent. They do not reply to any emails. Avoid !! Reviewed on: 11th February 2023

Only sign up if you can't open normal accounts

Had a thin file and needed to improve my score. I opened 2 normal bank accounts and 1 credit builder card in October. I was recommended by credit karma to get additional credit and one suggestion was Loqbox. My Transunion went down from 566 to 558. Equifax stable at 668. Experian went down from 684 to 631 Reviewed on: 10th February 2023