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Loqbox: Credit report and building reviews

View other Loqbox products
4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
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Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
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Sam
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

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Loqbox Credit report and building reviews (1129)

Great for young people and extremely helpful

5
Very good to start your credit building experience goes in depth on what it does and how it works for you. Many different options to choose from and always helpful if your struggling to get your head round the way it works Reviewed on: 10th July 2025
Charlie M's avatar
Charlie M

Very helpful

5
Great service, helped with my credit score instantly Reviewed on: 10th July 2025
Kacerik's avatar
Kacerik

Highly Recommend!lute game-changer for me.

5
Loqbox has been an absolute game-changer for me. I joined to improve my credit score and build better financial habits—and it’s delivered on both! The process is super easy: you choose an amount to "save" each month, and Loqbox reports your payments to the major credit reference agencies, which helps build your credit history. What I love most is that I’m building my savings and my credit score at the same time. I didn’t need to take out a credit card or loan, so there was no risk of going into debt. I’ve already seen a noticeable improvement in my credit rating, and having that little pot of savings at the end has helped me feel more in control financially. The app is simple to use, and their customer service has always been helpful whenever I’ve had a question. Whether you’re just starting out or trying to bounce back from poor credit, I’d 100% recommend Loqbox as a smart first step. Reviewed on: 9th July 2025
Ashley's avatar
Ashley

Love Loqbox!

5
I have loved using Loqbox. I have been able to save money as well as build my credit score enough to secure a new credit card and start rebuilding my file. Reviewed on: 9th July 2025
Hannah B's avatar
Hannah B

Used to improve credit score and already see a diffe...

5
Used to improve credit score and already see a difference Reviewed on: 9th July 2025
Stephanie x's avatar
Stephanie x

Excellent

5
Carnt praise them enough they have helped me so much Reviewed on: 9th July 2025
Ashley hoddy's avatar
Ashley hoddy

Must do to approve credit rating

5
Very good my credit rating has gone up so quickly Reviewed on: 9th July 2025
James S's avatar
James S

Vary good Help a lot and would recommend

5
Vary good Help a lot and would recommend Reviewed on: 9th July 2025
Jason A's avatar
Jason A

Within 2 months I saw an improvement in my credit sc...

5
Within 2 months I saw an improvement in my credit score. And the advice provided is easy to apply and relevant. Reviewed on: 9th July 2025
Tafadzwa M's avatar
Tafadzwa M

Really easy to use and has helped me boost my credit...

5
Really easy to use and has helped me boost my credit score Reviewed on: 9th July 2025
Danielle L's avatar
Danielle L

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