Write a review

Go to business site

Loqbox: Credit report and building reviews

Name: Credit report and building
Rating: 4.67 (1128 reviews)

View other Loqbox products

4.75

Based on 1,128 reviews, last reviewed 2nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026

Read all reviews Write a review

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

Help others make smarter decisions by sharing your own experience.

Write a review

Loqbox Credit report and building reviews (1128)

Very helpful

Great service, helped with my credit score instantly Reviewed on: 10th July 2025

Highly Recommend!lute game-changer for me.

Loqbox has been an absolute game-changer for me. I joined to improve my credit score and build better financial habits—and it’s delivered on both! The process is super easy: you choose an amount to "save" each month, and Loqbox reports your payments to the major credit reference agencies, which helps build your credit history. What I love most is that I’m building my savings and my credit score at the same time. I didn’t need to take out a credit card or loan, so there was no risk of going into debt. I’ve already seen a noticeable improvement in my credit rating, and having that little pot of savings at the end has helped me feel more in control financially. The app is simple to use, and their customer service has always been helpful whenever I’ve had a question. Whether you’re just starting out or trying to bounce back from poor credit, I’d 100% recommend Loqbox as a smart first step. Reviewed on: 9th July 2025

Love Loqbox!

I have loved using Loqbox. I have been able to save money as well as build my credit score enough to secure a new credit card and start rebuilding my file. Reviewed on: 9th July 2025

Used to improve credit score and already see a diffe...

Used to improve credit score and already see a difference Reviewed on: 9th July 2025

Excellent

Carnt praise them enough they have helped me so much Reviewed on: 9th July 2025

Must do to approve credit rating

Very good my credit rating has gone up so quickly Reviewed on: 9th July 2025

Vary good Help a lot and would recommend

Vary good Help a lot and would recommend Reviewed on: 9th July 2025

Within 2 months I saw an improvement in my credit sc...

Within 2 months I saw an improvement in my credit score. And the advice provided is easy to apply and relevant. Reviewed on: 9th July 2025

Really easy to use and has helped me boost my credit...

Really easy to use and has helped me boost my credit score Reviewed on: 9th July 2025

I signed up to Loqbox knowing it was a credit buildi...

I signed up to Loqbox knowing it was a credit building account and would have to pay a monthly subscription of £20 per month. What I wasn’t aware of is the £2.50 every week! And then was also unaware of the Bolton that I had {NOT} knowingly agreed too. Which was another £20 per month. So that was taken from my account for a few months now aswell as the £20 subription and £12.00 a week for the service. I have now cancelled the bolt on but still have the account I been trying to open the Loqbox to take my money, But it will not let me! And says I haven’t paid enough in to be able to or I have to pay £30 to get it withdraw transfer to another account. no when trying to cancel the whole thing it also says I have t paid enough in! Having said all of that it has made an I’mprovement on my credit already and would be happy to keep Loqbox if I could afford it Reviewed on: 9th July 2025

Review Loqbox: Credit report and building now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Credit Check
from Noddle 4.40 from 58 reviews
Accountant Platform
from Capitalise 0.00 from 0 reviews
Credit Check
from My Credit Monitor 5.00 from 1 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Loqbox: Credit report and building reviews

100% decrease in 5 star reviews

200% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Loqbox: Credit report and building now

Loqbox Credit report and building reviews (1128)

Very helpful

Highly Recommend!lute game-changer for me.

Love Loqbox!

Used to improve credit score and already see a diffe...

Excellent

Must do to approve credit rating

Vary good Help a lot and would recommend

Within 2 months I saw an improvement in my credit sc...

Really easy to use and has helped me boost my credit...

I signed up to Loqbox knowing it was a credit buildi...

Review Loqbox: Credit report and building now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024