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Loqbox: Credit score builder reviews

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2.47
Based on 96 reviews, last reviewed 15th May 2025
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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3%
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53%

Latest highest rating:

5

Credit building experts Loqbox helped me build my credit after coming out of university, and now I'm about to buy my first house! Reviewed on: 15th May 2025
C's avatar
C

Latest lowest rating:

1

Avoid avoid Saw an add for this signed up realised it wasn’t for me emailed them to cancel which was done not long later £14 was taken out my account!! Emailed ap... Read more Reviewed on: 6th May 2025
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Danielle
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About this product

Loqbox Grow is an interest-free credit account that grows your credit history.

Loqbox Grow can be opened in two minutes with no credit check required. There is a monthly membership fee to pay and your account is reported to the three main credit reference agencies.

Loqbox Grow reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (96)

Dont dare to trust this company

1
DONT DARE SUBSCRIBING WITH THIS CREEPY LEGAL SCAM COMPANY. This Loqbox advert slogan is promising to give you at least 25 points monthly score from your CS. But my main purpose is just to strictly save at least £20/month. I got bated to subscribe from their advert slogan. That while you save, you increase your credit score at least 25 pts per month. Then right after a month, I realised that there was no changes from my score that belongs from them apart from my new score that I registered to vote. Then, as I read the public blogs and saw their policy that their promise to increase your score is only about 25 pts in a year. So, I got awaken and realised that this company is making some kind of tricks to people to make them believe that saving your money to them is weigh better. And when I tried to opt out, I suddenly saw in their system that I was a premium member. Theyre charging me £2.50/week. That's too creepy isn't it??? I try to trust them to possibly to make my money earn but not to loose them. Ive contacted their service now. But they sound to be so firm to not to loose the money they got from me. Many companies in UK, once they realise some kind of maybe a little mistake or any changes in mind of their customers. Most of them they would help you do what you wanna do. Delete subscription and refund and even pay compensation. But this creepy Lowbox appears to eager to get ahead in the market. If this bandit company only includes their charges for joining them in their advert. I bet very very few could only be trapped in their business. My mind is calm and ok. I strongly believe my feedback here is not about my being outrageous against their system. But its a fair and very realistic. Tthis company should not be in the market. Imagine if they can bate 1million people charging them secretly for £10/month.. wow!!! Thats a lot of money isn't it.. BE CAREFULL PEOPLE.. Reviewed on: 28th August 2023
Rolls Tolentino's avatar
Rolls Tolentino

10 star Rating Best thing going to Grow your credit score

5
Best thing going to grow your credit score... You must read it will get you far in life... Stick to the 12 month process. Don't cancel early an what's £30 if its going to allow you to builder your credit score. That's 20p a day for 12 months Reviewed on: 26th August 2023
Rajj's avatar
Rajj

Great service

5
It is great to have a service that helps you build your credit while saving some money Reviewed on: 24th August 2023
Hani Salem's avatar
Hani Salem

Scam - they didn't build credit score

1
The app actually did not improve my credit score, even after 6 weeks after paying. On top of that there is no easy way to cancel, it still takes your money if you click cancel membership. It took 1 extra billing cycle's money from me for loqbox membership even though I cancelled it. In order to cancel you have to pay £30 to loqbox grow to get your savings back. Reviewed on: 1st August 2023
Abin J's avatar
Abin J

Scam

1
Do not use, I paid £10 per month membership, my credit rating improved whilst I was a member and a few days after cancellating my subscription my rating dropped to lowe.r than it had been to start. It’s all a massive con. Reviewed on: 1st August 2023
Joanna 's avatar
Joanna

Daylight robbery

1
Tried to unlock my savings early and was forced into opening an account with one of their partner banks to get my money! If I chose to unlock the amount into my existing account they charged me £30! Absolute joke, avoid avoid avoid Reviewed on: 14th July 2023
Ross Gilson's avatar
Ross Gilson

Loqbox saver

5
Loqbox is an excellent way to save comfortably within your means and build your credit report / file. They explain things clearly in the app and I have seen my rating sore since I started using them. Reviewed on: 14th June 2023
adrianhaldane's avatar
adrianhaldane

A scam! Please Avoid

1
This service is truly woeful. I paid as a member for over 2 years, and saw no benefit to my credit score. The points promise they offer is only valid if you've been a customer for over 5 years. Your credit score will go down not up. DON'T USE THIS!!!!! Reviewed on: 11th May 2023
Adam Blaby's avatar
Adam Blaby

They literally take 200 pound from my savings without a reason

1
They are a scam they stole 200 of my money saying that they sent it to my but clearly not still even showing in the app Reviewed on: 3rd May 2023
Hicham 's avatar
Hicham

Fantastic!

5
Easy to set up an account. After one year, I could easily withdraw my savings (minus a £30 fee) and my credit score did go up by 200 points as promised. Very useful app, so I've continued into year two. My credit score can't improve too much more, so I opted for the free basic package and use this more like a savings account now. Reviewed on: 5th April 2023
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DSouter79

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