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Loqbox: Credit building reviews

Name: Credit building
Rating: 4.57 (1960 reviews)

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4.57

Based on 1,960 reviews, last reviewed 5th Aug 2026

70800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

been easy to use explains services well, it is a lon... been easy to use explains services well, it is a long term thing so will keep using it as another pot to save and build my credit Reviewed on: 5th August 2026

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026

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About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit building reviews (1960)

Good fantastic defffo worth a try

Good fantastic defffo worth a try Reviewed on: 21st July 2026

I mean, it’s a good tool to credit build and to save...

I mean, it’s a good tool to credit build and to save as well, so it’s a beneficial game for both Reviewed on: 21st July 2026

I have used Loqbox for a number of years.

I have used Loqbox for a number of years. It is brilliant to save and also build your credit especially if it’s terrible like mine was. I didn’t know if I trusted Loqbox or not however It is 100% best thing i’ve done. Only negative thing I can complain about is having to pay to withdraw your own funds However other than that it’s braw. Reviewed on: 21st July 2026

Perfect perfectly

Perfect nice Reviewed on: 20th July 2026

Very nice experient as very good ai recomand tu evrioan

Very nice experient as very good ai recomand tu evrioan Reviewed on: 20th July 2026

Very good and easy to get hold of, communication on...

Very good and easy to get hold of, communication on point couldn’t complain Reviewed on: 20th July 2026

Game changer for credit building

I signed up for Loqbox Save 12 months ago because I had basically no credit history. As a renter who’s never had a credit card or loan, I was completely invisible to the credit reference agencies. Loqbox felt like a low-risk way to change that without taking on debt. The set-up was very straightforward. I chose to save £20 a week, which came out by direct debit. The money goes into a locked account that you can’t touch until the plan ends – that’s the biggest thing to be aware of. It does feel a bit strange to have your own money locked away for a year, but honestly that was the discipline I needed. After about 6 months I started seeing a real difference on my Experian and ClearScore reports. By month 12 my score had jumped over 90 points. When the plan finished, Loqbox gave me the option to take the full balance back to my bank account, which I did. The transfer took 2-3 working days – no fuss at all. I also tried Loqbox Rent later, which costs £2.50 a month. That helped report my rental payments to Experian and Equifax, giving my profile another positive boost. It does what it says on the tin. The good bits include: completely free credit building (the Save plan is free, no interest or hidden charges), reporting to all three major credit reference agencies, a very easy automated setup, customer service that replied within a day when I had a question about unlocking the money early, and no credit check to join. Room for improvement: your money is locked away for 12 months; if you unlock early, you lose the credit history you’ve built and there’s a £30 fee to release the savings. No interest is earned on your savings – Loqbox makes money by promoting financial offers, so expect some marketing emails (you can opt out). The rent reporting tool has a monthly fee and isn’t integrated with all letting platforms, so you may need to manually submit proof. Would I recommend Loqbox? Absolutely – if you’re patient and can commit to the full 12 months, it’s one of the most straightforward ways to build or rebuild your credit profile without borrowing money. Just make sure you can afford to lock the cash away before you start. Reviewed on: 19th July 2026

Goood start , I had no issues while building my...

Goood start , I had no issues while building my credit Reviewed on: 19th July 2026

Too perfect and well professional.

Too perfect and well professional. Reviewed on: 18th July 2026

easy to use effective good products

easy to use effective good products Reviewed on: 18th July 2026

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Loqbox: Credit building reviews

70800% increase in 5 star reviews

1800% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Loqbox: Credit building now

Loqbox Credit building reviews (1960)

Good fantastic defffo worth a try

I mean, it’s a good tool to credit build and to save...

I have used Loqbox for a number of years.

Perfect perfectly

Very nice experient as very good ai recomand tu evrioan

Very good and easy to get hold of, communication on...

Game changer for credit building

Goood start , I had no issues while building my...

Too perfect and well professional.

easy to use effective good products

Review Loqbox: Credit building now

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