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Loqbox: Credit score builder reviews

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4.77
Based on 1,124 reviews, last reviewed 14th Aug 2025
152% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

My credit score has started coming up great service My credit score has started coming up Reviewed on: 14th August 2025
Stella's avatar
Stella

Latest lowest rating:

1

Don’t even understand what this is and can’t stop mo... Don’t even understand what this is and can’t stop money going out my bank Reviewed on: 10th July 2025
Hannah J's avatar
Hannah J
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1124)

Has massively helped me to save money and see how mu...

5
Has massively helped me to save money and see how much I have saved with ease. Reviewed on: 10th July 2025
Nick S's avatar
Nick S

Don’t even understand what this is and can’t stop mo...

1
Don’t even understand what this is and can’t stop money going out my bank Reviewed on: 10th July 2025
Hannah J's avatar
Hannah J

Excellent credit knowledge

5
Excellent credit advice and knowledge helping improve my credit score and save money Reviewed on: 10th July 2025
Jordache S's avatar
Jordache S

Excellent in everyway helped me out and so easy to...

5
Excellent in everyway helped me out and so easy to use Reviewed on: 10th July 2025
David Hammond's avatar
David Hammond

Just helps to build a credit score after a DMP

5
Just helps to build a credit score after a DMP Reviewed on: 10th July 2025
Greg's avatar
Greg

Great for young people and extremely helpful

5
Very good to start your credit building experience goes in depth on what it does and how it works for you. Many different options to choose from and always helpful if your struggling to get your head round the way it works Reviewed on: 10th July 2025
Charlie M's avatar
Charlie M

Very helpful

5
Great service, helped with my credit score instantly Reviewed on: 10th July 2025
Kacerik's avatar
Kacerik

Highly Recommend!lute game-changer for me.

5
Loqbox has been an absolute game-changer for me. I joined to improve my credit score and build better financial habits—and it’s delivered on both! The process is super easy: you choose an amount to "save" each month, and Loqbox reports your payments to the major credit reference agencies, which helps build your credit history. What I love most is that I’m building my savings and my credit score at the same time. I didn’t need to take out a credit card or loan, so there was no risk of going into debt. I’ve already seen a noticeable improvement in my credit rating, and having that little pot of savings at the end has helped me feel more in control financially. The app is simple to use, and their customer service has always been helpful whenever I’ve had a question. Whether you’re just starting out or trying to bounce back from poor credit, I’d 100% recommend Loqbox as a smart first step. Reviewed on: 9th July 2025
Ashley's avatar
Ashley

Love Loqbox!

5
I have loved using Loqbox. I have been able to save money as well as build my credit score enough to secure a new credit card and start rebuilding my file. Reviewed on: 9th July 2025
Hannah B's avatar
Hannah B

Used to improve credit score and already see a diffe...

5
Used to improve credit score and already see a difference Reviewed on: 9th July 2025
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Stephanie x

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