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LV (Liverpool Victoria): Home Insurance reviews

Name: Home Insurance
Rating: 3.64 (134 reviews)

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3.40

Based on 134 reviews, last reviewed 10th Oct 2024

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

51%

19%

27%

Latest highest rating:

4

Right level of insurance No-one likes it when your renewal quote arrives much higher than expected. After shopping around l decided to buy my home insurance from LV even thoug... Read more Reviewed on: 10th October 2024

Latest lowest rating:

1

Never had a home insurance claim. Never had a home insurance claim. My building and contents insurance doubled on renewal from 300 to over 600! Reviewed on: 11th June 2024

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About this product

Choosing the right insurance provider can be daunting with so many on the market. At Smart Money People, we collect LV= home insurance reviews from existing policyholders to help you make a better financial decision. Find out how customers rate the service they have received from LV=.

LV= offers a variety of insurance policies, with discounts available when you combine its home and motor policies. There are three levels of home insurance to choose from: essentials, home and home plus. LV= home insurance policies come with the benefit of a 24 hour helpline and a 12 month guarantee on repairs.

What do you need from a home insurance policy? Are you searching for a flexible policy, with a range of optional add-ons? Or are you simply looking for the most cost-effective premium? Are you prioritising buildings insurance, or do you only need contents insurance? Perhaps you’re planning to combine both policies? Whatever your needs, read our LV= home insurance reviews to see how genuine customers rate their policies.

Have you had a home insurance policy with LV=? Whether good or bad, give an honest account of your experience. Did you purchase buildings insurance, contents insurance, or both? What level of cover did you choose, and were you satisfied with your policy? Did you have any experience with the customer service team? Would you renew your policy and recommend it to family or friends? Write an honest LV= home insurance review. Together, we can help people like you make better financial decisions.

LV (Liverpool Victoria) Home Insurance reviews (134)

Review of the LV (Liverpool Victoria), Home Insurance:

Luv LV

Straight forward insurance that doesn’t cost the earth, easy to set up online, LV information easy to read & understand. Unable to comment as to claims process which thankfully I have not had to use, long may this continue! My policy covers buildings & contents, I was able to adjust excess amounts which in turn impacted premium paid for cover, choice to opt in & out of extras as required too, this impacting total premium which is especially good at present when costs are sky rocketing & moneys tight. Reviewed on: 13th July 2023

Lovely Company to Deal With

Their customer service is second to none. Prompt settlement and reasonable premiums. I wouldn't want to go elsewhere. Reviewed on: 10th September 2020

Great value

Saved £100 on my renewal. Great service Reviewed on: 16th July 2020

Great

Great value for money Easy to purchase Reviewed on: 27th June 2020

House Insurance and more!

I have been with LV for house insurance in the past but recently I had to change my motorbike insurance and LV were the only company prepared to give me a realistic price on my premium! So once my house insurance was up for renewal I contacted them and the service I received was second to none. The process was easy and the customer support that I have experienced has been professional, friendly and efficient. Not to mention that the price I was given for my house insurance premium was great aswell! Thankyou LV again I really wouldn’t be able to have the bike I wanted without you. I hope I am able to insure all my household with you in the future. Keep up the good work! Reviewed on: 24th June 2020

mouse infestation

i had a mouse infestation. Over 2 weeks i had 10 burst water pipes chewed by mice i had pipes repaired by british gas insurance. I rand lv to deal with water damage .They said did it happen on same day . No over 2 weeks oh so your xs is £350 so time 10 your xs for repair is £3500 what a great deal Reviewed on: 6th December 2019

Liars, liars, liars

We had car insurance with them for 7 years. We got a home insurance with them this year not knowing if we start it 2 days before the another expire then none of the insurance company will pay for us (which we found out is another lie too). So we called them and the guy who we talked to said he will just change the date on the insurance on the date. We got an email from them they cancelled the old policy and they will send the new one shortly. Hours later we still didn't get anything. Then we decided to sign into our account and there was a higher quote (and legal expenses wasn't even included in it). The guy didn't even mention we will have to go online and sign up for a new, more expensive contract, he just said he will change the date and he even wrote in the email we will get the new one (without doing anything from our side). So we called back the LV and for about 15 minutes talk on the phone they were still not able to fix the problem, and they tried to tell us we will have to pay for the more expensive new insurance even though it was their fault, because they lied to us. So next year when we will have our renewal date for our car insurance we will go to another insurance company with that too. Very very very bad customer service, You want us to pay for Your own fault. You should fire that customer service representative and train Your workers the right way. Oh and we wanted pet insurance with them also, but no way. Reviewed on: 4th December 2019

The best insurance company

Our bungalow was devastated by an electrical fire in the loft. LV provided a loss adjuster who could not have been more professional and sympathetic. The company given the task of reinstating our property to its former glory could not have been more efficient and competent . Overall i can only say that I would thoroughly recommend LV as an insurance company that doesn’t nit pick and gets the job done as quickly and efficiently as possible. At a very challenging time they can be relied upon to deliver a service second to none. Reviewed on: 5th September 2019

easy to deal with and good value product

I've been insuring with LV for several years and they offer discount with multiple products, such as car and travel insurance. Their policies are easy to understand, good value, don't increase dramatically on renewal, and if you need to contact them they are very approachful and helpful, and I'd heard very good reviews from people who have had to make a claim that they are quick and easy to deal with then too. Reviewed on: 1st September 2019

Easy Peasy

Very reasonable prices and easy to sign up. Reviewed on: 31st August 2019

Fine and reasonably priced

Fine for contents insurance, easy to do online, cheap enough. Haven't needed to use them for claiming so unsure of level of service that may be available in those circumstances. Reviewed on: 28th July 2019

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