Write a review

The Money Co-op (Formerly The Co-op Credit Union): Loans reviews

Name: Loans
Rating: 4.95 (166 reviews)

View other The Money Co-op (Formerly The Co-op Credit Union) products

4.96

Based on 166 reviews, last reviewed 19th May 2025

6000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

3 star

2 star

Latest highest rating:

5

Quick no fuss service. Quick no fuss service. Clear information. Reviewed on: 19th May 2025

Latest lowest rating:

1

Paying almost 50% in interest. Paying almost 50% in interest. Took it through a workplace loan, and it wasn’t very clear on how much I owed until I left the company. Updated my deta... Read more Reviewed on: 9th April 2024

Read all reviews See your review

About this product

The Money Co-op offer personal loans from £50 up to £15,000.

You can apply online and potentially receive your loan within two working days. Members are required to save a minimum of £10 per month, so as you repay your loan, you’ll build up a pot of savings.

The Money Co-op (Formerly The Co-op Credit Union) Loans reviews (166)

Review of the The Money Co-op (Formerly The Co-op Credit Union), Loans:

Quick in responding, thorough with financial checks,...

Quick in responding, thorough with financial checks, I’d be lost without it Reviewed on: 14th May 2025

Coop Credit Union review

very affordable loans, helpful in case of emergency (can decide how long to pay off), and easily get small loans - customer service very engaged with customer needs and respond quickly Reviewed on: 9th April 2024

Top notch service

Been using the coop credit union for years now and never once had an issue! Reviewed on: 9th April 2024

Painfree Finance

It is so easy to apply for a loan - even a relatively small one to buy, say a new electrical item, or go on a course. Reviewed on: 9th April 2024

Excellent service and helpful staff.

I've used Co-op credit union on a few occasions, usually to help out around the Christmas period. It's very straightforward, and with affordable repayments. Whenever I've called them, usually to arrange repaying last of the balance from my account, they've always been very helpful. Reviewed on: 9th April 2024

Quick and easy

So straight forward and easy to understand. Customer service exeptional! Reviewed on: 9th April 2024

Excellent service

Always helpful and very competitive rates. Excellent service Reviewed on: 9th April 2024

Paying almost 50% in interest.

Paying almost 50% in interest. Took it through a workplace loan, and it wasn’t very clear on how much I owed until I left the company. Updated my details and then received threatening calls over the Christmas period. Reviewed on: 9th April 2024

Very good experience fair and take in consideration...

Very good experience fair and take in consideration your pay and paydays for loan repayments Reviewed on: 9th April 2024

I have been apart of the credit union for nearly 8 y...

I have been apart of the credit union for nearly 8 years now, The Credit Union have helped me with numerous loan over the years and also saving money. The customers service is fantastic. So helpful and convenient in times where i need a little extra help. Highly recommend!! Reviewed on: 26th March 2024

Credit Union? Choose Co-op!

I have used the credit union for several small loans to help buy household appliances and fund CPD courses. I can contact them quickly, agree to loans terms the same day amd usually receive funds within 24 hours. A fantastic service provided every time. Reviewed on: 15th March 2024

Do you have a different The Money Co-op (Formerly The Co-op Credit Union) product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Monzo 4.91 from 113 reviews
Loans
from Bradford District Credit Union 4.88 from 405 reviews
Loans
from M for Money Credit Union 0.00 from 0 reviews

There's still more to see!

The Money Co-op (Formerly The Co-op Credit Union) has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub