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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1798 reviews)

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4.95

Based on 1,798 reviews, last reviewed 26th Jan 2025

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great product, fair and clear, easy to understand cr... Great product, fair and clear, easy to understand credit and interest Reviewed on: 26th January 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1798)

Review of the Monzo, Flex Credit Card:

Flex is the best BNPL

Flex is the best BNPL it is the most responsible BNPL out there Reviewed on: 15th February 2023

Magical - absolutely wonderful.

Magical - absolutely wonderful. Bank is fab and their products are great Reviewed on: 3rd April 2024

Love my Monzo card - easy to use, easy to find, the...

Love my Monzo card - easy to use, easy to find, the app is great, security is enabling not hindrance and the marketing is fab! Reviewed on: 3rd April 2024

Brilliant service canny fault them

Brilliant service canny fault them Reviewed on: 3rd April 2024

Love the Monzo Flex.

Love the Monzo Flex. Total lifesaver. Easiest CC to manage. Reviewed on: 3rd April 2024

Easy to use and no interest for 3 months

Just started using the Flex card and I'm loving it already. I like that I can swap between current account and credit. I would like a few cachback options, like offered by Chase but I find Monzo overall very user friendly Reviewed on: 3rd April 2024

Easy and straightforward application process.

Easy and straightforward application process. They also send useful updates and the app is easy to navigate Reviewed on: 3rd April 2024

Flex is so easy!

Flex is so easy! I have total visibility of my spending and my future repayments, with the extra flexibility of "flexing" payments up to 15 days after the purchase was made - because sometimes life surprises you, and what you thought you could afford you no longer can because of that annoying car/house/insurance bill you hadn't accounted for. Reviewed on: 3rd April 2024

Best credit card ever as it gives me flexibility opt...

Best credit card ever as it gives me flexibility options re my spending Reviewed on: 3rd April 2024

It's literally the best thing ever

It's so easy to both use the card physically, and use it online. It's also really easy to pick payments you've made already and move them to flex. the option to pay early with no additional fees is amazing - and it's so clear what you're paying and when you pay it by. You get flexibility over the length of the plan which makes it even better. Reviewed on: 3rd April 2024

Faultless

I've never had any issues with monzo whatsoever, when i lost my card i was able to immediately freeze it and when getting money out abroad they are invaluable Reviewed on: 3rd April 2024

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