Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1798 reviews)

View other Monzo products | Find out more about this product

4.95

Based on 1,798 reviews, last reviewed 26th Jan 2025

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great product, fair and clear, easy to understand cr... Great product, fair and clear, easy to understand credit and interest Reviewed on: 26th January 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1798)

Review of the Monzo, Flex Credit Card:

Flex is the best BNPL

Flex is the best BNPL it is the most responsible BNPL out there Reviewed on: 15th February 2023

Competitive credit card compared to other banks.

Competitive credit card compared to other banks. Plus easy to pay with current account. It also enables you to change installments. Reviewed on: 18th March 2024

Really easy to get, use and track on the app.

Really easy to get, use and track on the app. Reviewed on: 17th March 2024

A top idea it’s brilliant .

A top idea it’s brilliant . So easy to use and very very understandable Reviewed on: 15th March 2024

Monzo flex is good and excellent customer service.

Monzo flex is good and excellent customer service. monzo current account is also very good Reviewed on: 14th March 2024

Absolutely phenomenal banking experience

Absolutely phenomenal banking experience Reviewed on: 14th March 2024

Monzo is great

Easy to use, easy to manage, and has a lot of saving options. The security is great. I had been a victim of minor fraud and it was resolved very quick with monzo Reviewed on: 14th March 2024

I don’t have any words for Monzo bank because it’s a...

I don’t have any words for Monzo bank because it’s a wonderful bank but I want to say that I really proud to be Monzo bank costumer. Reviewed on: 13th March 2024

Monzo flex has made my life very flexible

Monzo flex has made my life very flexible Reviewed on: 13th March 2024

Very convenient and easy to use.

Very convenient and easy to use. Reviewed on: 13th March 2024

Brilliant credit card. Maybe too flexible?

I have found the Monzo flex card incredibly useful and very easy to use. The flexibility of credit and interest free payment periods with individual purchases is fantastic. My only negative would be that it is a little bit too easy to use and can be dangerous for people who use a lot of credit. But if you can manage it well, the flexibility of this product it is great. Very cool card too! Reviewed on: 11th March 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.47 from 121 reviews
Credit Card
from thinkmoney 1.18 from 2 reviews
Overpay
from Incredible 0.00 from 0 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub