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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

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4.90

Based on 3,174 reviews, last reviewed 13th May 2026

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Great Customer Support

Very communicative. Great at keeping me informed about possible fraud or suspicious transactions. My card was blocked immediately on suspicion Reviewed on: 23rd February 2026

Excellent services.

Excellent services. Also the app is brilliant! Easy to use and a lot of interesting features, even from the basic level. Reviewed on: 23rd February 2026

User friendly and you can speak to a human!

User friendly and you can speak to a human! Reviewed on: 23rd February 2026

It’s a great credit card simple and easy to use

It’s a great credit card simple and easy to use Reviewed on: 23rd February 2026

King of the Online banking

Last 2 years I am using the Monzo never have been any issues best bank ever Reviewed on: 23rd February 2026

Manage with flex

Been song my flex for a while. Great product and allows me to manage, control and adapt my finances and payment to suit my needs Reviewed on: 23rd February 2026

One of the best decision I made when choosing Monzo.

One of the best decision I made when choosing Monzo. Top service. Reviewed on: 23rd February 2026

Really good, great bank amazing interest

Really good, great bank amazing interest Reviewed on: 23rd February 2026

I've been a customer for years

I've been a customer for years and find everything from daily banking to credit so simple and user friendly. Rates are great and everything is transparent. The levels of personal control are amazing too. Reviewed on: 23rd February 2026

Can’t fault them.

Can’t fault them. Monzo are currently one of the best UK Banks. The app and Flex have great UI / UX. Reviewed on: 23rd February 2026

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