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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

I have had amazing customer service with Monzo Flex.

I have had amazing customer service with Monzo Flex. I have only had to contact them a handful of times for issues, not in their control, such as when I believed I was scammed via a phone call and gave away information. They very quickly helpped and a new card was with me within 48 hours. Reviewed on: 26th February 2026

Easy to use, excellent customer service

Easy to use, responsible credit limits with regular reviews, easy to adjust plans, interest free payments, fantastic customer service Reviewed on: 26th February 2026

Best service in the UK for personal and business dua...

Best service in the UK for personal and business dual friendly chat support agents Reviewed on: 25th February 2026

Flex credit card easy to use and track upcoming paym...

Flex credit card easy to use and track upcoming payments and when they're due. Nice to be able to split into 3 month interest free payments. Reviewed on: 25th February 2026

Great flexible credit card

Smooth easy access to short term credit. Flexibility in a payment plan that can be managed by account holder. Love this banks products Reviewed on: 25th February 2026

Easy and convenient credit card

I have used monzo flex for 3 years now and its flexibility and easy to use have made me not opt for any other credit card. I will always choose monzo flex. Reviewed on: 25th February 2026

I’ve been a Monzo customer since 2020 & have never h...

I’ve been a Monzo customer since 2020 & have never had an issue, I moved to Monzo after some terrible customer service with another bank. Reviewed on: 25th February 2026

Since 2022 my experience is very awesome

Since 2022 my experience is very awesome Reviewed on: 24th February 2026

I started with Monzo a year ago it’s a bank that tri...

I started with Monzo a year ago it’s a bank that trips over to help u I will b doing all my banking with them soon Reviewed on: 24th February 2026

I'm very happy with Monzo.

I'm very happy with Monzo. I'm using Monzo Perk and Flex credit card. Everything is clear and servis is perfect Reviewed on: 24th February 2026

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