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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Monzo flex is awesome.

Monzo flex is awesome. It’s so easy to use and helps my finances. Reviewed on: 27th February 2026

Best credit card highly recommended

Best credit card highly recommended Reviewed on: 27th February 2026

Its helped me to improve my credit score

Its helped me to improve my credit score Reviewed on: 27th February 2026

I have had amazing customer service with Monzo Flex.

I have had amazing customer service with Monzo Flex. I have only had to contact them a handful of times for issues, not in their control, such as when I believed I was scammed via a phone call and gave away information. They very quickly helpped and a new card was with me within 48 hours. Reviewed on: 26th February 2026

Easy to use, excellent customer service

Easy to use, responsible credit limits with regular reviews, easy to adjust plans, interest free payments, fantastic customer service Reviewed on: 26th February 2026

Best service in the UK for personal and business dua...

Best service in the UK for personal and business dual friendly chat support agents Reviewed on: 25th February 2026

Flex credit card easy to use and track upcoming paym...

Flex credit card easy to use and track upcoming payments and when they're due. Nice to be able to split into 3 month interest free payments. Reviewed on: 25th February 2026

Great flexible credit card

Smooth easy access to short term credit. Flexibility in a payment plan that can be managed by account holder. Love this banks products Reviewed on: 25th February 2026

Easy and convenient credit card

I have used monzo flex for 3 years now and its flexibility and easy to use have made me not opt for any other credit card. I will always choose monzo flex. Reviewed on: 25th February 2026

I’ve been a Monzo customer since 2020 & have never h...

I’ve been a Monzo customer since 2020 & have never had an issue, I moved to Monzo after some terrible customer service with another bank. Reviewed on: 25th February 2026

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