Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

View other Monzo products

4.90

Based on 3,174 reviews, last reviewed 13th May 2026

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3174)

Great flexible credit card

Smooth easy access to short term credit. Flexibility in a payment plan that can be managed by account holder. Love this banks products Reviewed on: 25th February 2026

Easy and convenient credit card

I have used monzo flex for 3 years now and its flexibility and easy to use have made me not opt for any other credit card. I will always choose monzo flex. Reviewed on: 25th February 2026

I’ve been a Monzo customer since 2020 & have never h...

I’ve been a Monzo customer since 2020 & have never had an issue, I moved to Monzo after some terrible customer service with another bank. Reviewed on: 25th February 2026

Since 2022 my experience is very awesome

Since 2022 my experience is very awesome Reviewed on: 24th February 2026

I started with Monzo a year ago it’s a bank that tri...

I started with Monzo a year ago it’s a bank that trips over to help u I will b doing all my banking with them soon Reviewed on: 24th February 2026

I'm very happy with Monzo.

I'm very happy with Monzo. I'm using Monzo Perk and Flex credit card. Everything is clear and servis is perfect Reviewed on: 24th February 2026

Easy to use, great features and products, safe spend...

Easy to use, great features and products, safe spending (online purchases). Experienced a lack of Fraud issues with Monzo over the 7 years I've been banking with them. The Flex CC is a fantastic addition to the available credit available to you at Monzo, and it for me has been incredibly sensible lending (seems to evaluate your spending and repaying probability to set you out an affordable limit). Reviewed on: 24th February 2026

App is easy to use

App is easy to use and explains how much interest will be charged if over 3 payments. Interest rate is reasonable and asking for increases is quick and have a very quick reply if your accepted Reviewed on: 24th February 2026

Fantastic.

Fantastic. Monzo always comes through for me financially Reviewed on: 24th February 2026

Barclaycard vs monzo flex

Having both a Barclays credit card and a monzo flex card I can say monzo are by far the best by a country mile. Easy to use good deals and helpful service Reviewed on: 24th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Chrome Card
from Vanquis 4.08 from 8 reviews
Purchase credit cards
from MBNA 2.81 from 196 reviews
Partnership Card
from John Lewis 1.84 from 894 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1135 reviews
Current account
from Monzo 4.85 from 19407 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub