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Review of the Monzo, Flex Purchase credit card:

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Best non-rewards credit card

Monzo flex doesn't have airmiles or cashback, and I still choose to use it over any other credit card. It's so easy to use, costs are always incredibly clear even before you make any payments or adjustments, and it helps me manage my spending like nothing else can. And it has a bonus feature of being able to flex past transactions from my debit card and essentially borrow that money back in the short term without any fees, which is brilliant. Reviewed on: 27th February 2026

Review of the Monzo, Current account:

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Best UK Bank

Monzo is the bank of the future, and provides great features I either haven't seen any other bank offer, or they do it first/better than other banks. More than ever before I know where my money is and what it''s doing, and can easily make it work better. And with their perks plans I get even more, although some of those features I wish were free (and are from some other banks), I'm still happy to pay as it's still well worth the price. Reviewed on: 27th February 2026

Review of the Monzo, Flex Purchase credit card:

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Monzo Flex allows me the Flex-ibility I need

Monzo Flex allows me the Flex-ibility to pay for my bills and purchases however I want, or need to. The rates are good, and the credit limit is generous. The fact it’s all managed within the monzo app would be enough to make it my favourite, but the features, rates and convenience make it best-in-class. I can pay off each purchase at the end of the month, interest-free over 3 months, or in up to 24 monthly instalments. Reviewed on: 18th January 2024

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