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Monzo: Flex Credit Card reviews

4.96
Based on 1,796 reviews, last reviewed 17th Sep 2024
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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2%
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Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024
Niaz Morshed's avatar
Niaz Morshed

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1796)

Review of the Monzo, Flex Credit Card:

My Review

5
I like the product and is something other banks should follow with. Could do 6 month interest free BNPL option, Not so fond of the upcoming fees rise Reviewed on: 12th April 2024

Nota 10 pentru tot

5
Este o bancă extraordinar de buna sunt foarte mulțumit. Reviewed on: 8th March 2024

Monzo Flex has changed how I manage my finances.

5
Monzo Flex has changed how I manage my finances. Here's why: Flexibility: I can spread the cost of purchases over 3, 6, or 12 months, and the 3-month option is interest-free! Perfect for unexpected expenses or planned purchases that I'd rather pay for gradually. Easy to use: The app is super intuitive. I can "flex" past purchases in a few taps and keep track of my payment plans easily. Reviewed on: 8th March 2024

The best , most flexible credit card available in th...

5
The best , most flexible credit card available in the United Kingdom Reviewed on: 8th March 2024

Great bank

5
Great user interface, responsive staff - Innovative products Reviewed on: 8th March 2024

Love flex at managing my finances

5
Love flex and how versatile it is to managing my finances! Reviewed on: 8th March 2024

I've loved how transparent and easy to use everythin...

5
I've loved how transparent and easy to use everything is on the app and how I can fling money about with no issues. I feel completely in control of my own money which is how it should be Reviewed on: 8th March 2024

Grounbreaking BNPL/Credit offering!

5
Grounbreaking BNPL/Credit offering! Monzo Flex is a unique solution to the BNPL/Credit arena, with multiple repayment options. Being able to 'Flex' a qualifying existing transaction is amazing and helps with financial control & decisions. Top marks! Reviewed on: 8th March 2024

I have been using monzo for a long time and I am ver...

5
I have been using monzo for a long time and I am very happy with this card Reviewed on: 7th March 2024

Monzo has been really user-friendly.

5
Monzo has been really user-friendly. I like cash withdrawals of £400 without any interest on top Reviewed on: 5th March 2024

Transparency

5
Flex is great. They are very transparent about any fees on there, gives me an option to split every payment into smaller installments, and tells me what the interest would be. Its very simple, I get notifications of when my payments are going to come out, so I can easily keep track. Reviewed on: 5th March 2024

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