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Monzo: Flex Credit Card reviews

4.96
Based on 1,796 reviews, last reviewed 17th Sep 2024
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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2%
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Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024
Niaz Morshed's avatar
Niaz Morshed

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1796)

Review of the Monzo, Flex Credit Card:

My Review

5
I like the product and is something other banks should follow with. Could do 6 month interest free BNPL option, Not so fond of the upcoming fees rise Reviewed on: 12th April 2024

Low interest rates

5
The Monzo flex credit has been very helpful and the interest rate is quite low. I like the flexibility of being able to pay back what I have used in small bits and use the money again, once I’ve paid into flex. Reviewed on: 5th March 2024

Best credit card

5
Very easy to use and also very convenient Reviewed on: 4th March 2024

Love Monzo.

5
Love Monzo. Everything is great and products are fantastic. Reviewed on: 4th March 2024

Amazing bank

5
Never had an issue. Staff are amazing if you need help. Best bank out there Reviewed on: 3rd March 2024

Fantastic bank they’ve best staff

5
Fantastic bank they’ve best staff Reviewed on: 1st March 2024

Monzo has the best services (products) on the market !

5
Monzo has the best services (products) on the market ! Reviewed on: 1st March 2024

Monzo flex- genius

5
It gives you more control over the payments than you normally would with any other credit card. The fact you can make a purchase in your account and unto 2 weeks later have it on your credit card is genius Reviewed on: 26th February 2024

Monzo Flex has the best app on the market!

5
Monzo Flex is easy to use, provides excellent value for money and has one of the best apps on the market for managing your money. Unlike other credit cards you can dial down on each purchase and choose an individual plan for paying it off. This allows you to 'flex' larger purchases over a longer period of time if required. It's easy to see when a payment is due and forecast what future payments are likely to be. It's has the most user friendly experience of any credit card I've used and I've been really pleased with the service. Reviewed on: 26th February 2024

I once missed a payment and Monzo kindly allowed me...

5
I once missed a payment and Monzo kindly allowed me in a 30 day free window which allowed me to have less stress and comfortably pay the flex payment with no issues Reviewed on: 22nd February 2024

Monzo offer me a flex when I need the most

5
Monzo offer me a flex when I need the most Reviewed on: 22nd February 2024

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