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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1798 reviews)

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4.95

Based on 1,798 reviews, last reviewed 26th Jan 2025

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great product, fair and clear, easy to understand cr... Great product, fair and clear, easy to understand credit and interest Reviewed on: 26th January 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1798)

Review of the Monzo, Flex Credit Card:

The best Buy-Now-Pay-Later you can get

The best Buy-Now-Pay-Later you can get Reviewed on: 15th January 2024

Decent card

Fair credit limits, quick customer service. Decent card. Reviewed on: 10th April 2024

We’re in an open relationship

As a customer I feel supported and there’s a personality to this bank despite being entirely online! I trust Monzo but I also feel trusted by them too and where credit is involved, that matters. Reviewed on: 10th April 2024

When you need it helps you alot for spending money...

When you need it helps you alot for spending money Reviewed on: 10th April 2024

Unique customer banking approach

Monzo has helped me to keep track of my finances and region my financial stability due to their customer centred banking approach which is unique Reviewed on: 9th April 2024

Very easy to manage

3 months interest free installment plan is very useful. Very easy user interface in the app. Reviewed on: 9th April 2024

Best credit card

Excellent product and very easy to use Reviewed on: 9th April 2024

Super convenient, the most easy to use bank I use.

Super convenient, the most easy to use bank I use. Reviewed on: 9th April 2024

Changed my life for the better

Monzo was the first bank to offer me an overdraft and from there, I applied for the flex credit card. They have helped me get my finances in order and out of debt. Thank you monzo! Reviewed on: 9th April 2024

So easy to use Monzo Flex.

So easy to use in the app. Makes everything abundantly clear. Use of plain language. Helps me to feel genuinely in control of my finances. Very handy for bigger purchases. Reviewed on: 9th April 2024

Error free and very smooth sailing!

Error free and very smooth sailing! Easy to use and good value Reviewed on: 9th April 2024

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