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NS&I: Income Bonds reviews

Name: Income Bonds
Rating: 2.61 (23 reviews)

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2.98

Based on 23 reviews, last reviewed 24th Feb 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

17%

22%

13%

2 star

48%

Latest highest rating:

4

Preferable to a Savings Account. I wanted another option other than a savings account. I was looking for a fixed term and guaranteed interest rate. The terms offered for one year and ... Read more Reviewed on: 24th February 2024

Latest lowest rating:

1

Can't recommend - Worst Customer Service process. It is now nearly two months since I asked them to resolve a problem with my account and many. many emails and phone calls later. I have had zero respo... Read more Reviewed on: 26th September 2023

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About this product

NS&I bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the NS&I's customer service? Smart Money People is fast becoming the UK's leading source of independent NS&I bond reviews. We need your help! By writing your honest reviews, you can help increase trust and transparency in the financial world.

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NS&I Income Bonds reviews (5)

Preferable to a Savings Account.

I wanted another option other than a savings account. I was looking for a fixed term and guaranteed interest rate. The terms offered for one year and a good rate of interest Growth Bond was perfect when I opened the account. Reviewed on: 24th February 2024

Reliable and easy to deal with over many years.

Reliable and easy to deal with over many years. Reviewed on: 26th January 2024

EASY SAVINGS ACCOUNT

The interest rate could be better but there are worst rates . Quite easy to apply Reviewed on: 13th August 2023

simple to use

simple to use online - and rates are competitive Reviewed on: 2nd June 2023

Good solid product not so solid website

NS&I may not be the trendiest or most eye catching financial institution but it has to be the most secure and dependable cos it's the Government. Interest rates are acceptable and the benefit is the Treasury is not likely to go bust. If you deal online via the NS&I website you need a lot of luck. Its like navigating the London Underground without a map and all the lights out. You will end up on the Central Line and probably reach maturity before your product does. They will send you a password before you are allowed in and if you don't use within 14 days will consider you have lost interest and cancel your subscription. Use their call centre instead. Its free, calls seem to be answered quickly and the service is good. I have invested but as yet have not tested their repayment procedure.Discounting their website, overall the rest of the service is good and the main advantage is the dependability of the provider. Reviewed on: 12th January 2017

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