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NS&I reviews

NS&I Logo
Rated Average • 2.92/5

NS&I reviews

Unverified business Last reviewed within 7 days
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Review summary

People rate this company as Average based on 197 product reviews

Average score of 2.92/5
5 star
35%
4 star
14%
3 star
7%
2 star
3%
1 star
41%
Reviews for NS&I have trended negatively over the past 90 days

Latest positive rating

4/5

reliable

Its reliable and supposedly secure. But rates are not what they used to be.

{"display":"mark","full_name":"mark","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Income Bonds
mark 17th April 2026

Latest negative rating

1/5

What a terrible investment!

What a terrible investment! We started a large investment with NS&I as income stream but the interest rate has declined far below (and faster), than... What a terrible investment! We started a large investment with NS&I as income stream but the interest rate has declined far below (and faster), than any other investment houses! The main compliant though is they are taking up to seven working days to pay interest on monthly interest now regularly! It is never next day like others and if you hit a weekend forget it, nothing happens for another three days! What a government run travesty, how do they expect people to support it. Don't waste your time and money go elsewhere. Read more Read less

{"display":"Mills","full_name":"Mills","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Income Bonds
Mills 10th July 2025
See more reviews for NS&I products

About NS&I

National Savings and Investments (NS&I), formerly called the Post Office Savings Bank and National Savings was originally founded in 1861.

The most well-known product created by NS&I is Premium Bonds. NS&I is a little different from a normal bank or building society as it’s part of the UK government.

NS&I provide a range of savings products including bonds, ISAs and easy access accounts.

NS&I at a glance

Reviews for NS&I

Showing 11 of 197 company reviews • Last reviewed within 7 days

reliable

Income Bonds • 17th April 2026

Its reliable and supposedly secure. But rates are not what they used to be.

{"display":"mark","full_name":"mark","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Good • 4/5
Read more product reviews

The process is very simple, the information is easy...

Premium Bond • 17th April 2026

The process is very simple, the information is easy to read and I get more back than I would if my money was in an ISA

{"display":"Jodie G","full_name":"Jodie G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 4/5

    It’sa novel way of saving and a bit of fun.

    It’sa novel way of saving and a bit of fun.

    {"display":"Chris W","full_name":"Chris W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Premium Bond
    Chris W 24th March 2026
  • 5/5

    Tax free savings, instant access and the joy of drea...

    Tax free savings, instant access and the joy of dreaming for the big win!

    {"display":"running free","full_name":"running free","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Premium Bond
    running free 28th February 2026
  • 4/5

    satisfactory

    Quite easy to open an account - shame that the rates have decreased

    {"display":"gwen","full_name":"gwen","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Income Bonds
    gwen 23rd January 2026
  • 5/5

    Very clear process and good security

    Very clear process and good security

    {"display":"WLG","full_name":"WLG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Income Bonds
    WLG 15th September 2025
  • 1/5

    What a terrible investment!

    What a terrible investment! We started a large investment with NS&I as income stream but the interest rate has declined far below (and faster), than... What a terrible investment! We started a large investment with NS&I as income stream but the interest rate has declined far below (and faster), than any other investment houses! The main compliant though is they are taking up to seven working days to pay interest on monthly interest now regularly! It is never next day like others and if you hit a weekend forget it, nothing happens for another three days! What a government run travesty, how do they expect people to support it. Don't waste your time and money go elsewhere. Read more Read less

    {"display":"Mills","full_name":"Mills","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Income Bonds
    Mills 10th July 2025
  • 5/5

    Good products 100% secure I have several bonds and t...

    Good products 100% secure I have several bonds and they are fixed and Offer good rates of interest

    {"display":"jameslbradshaw@icloud.com","full_name":"jameslbradshaw@icloud.com","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 3/5

    Do you feel lucky?

    Better chances with more saved, but also missing regular interest. Just a chance to win a large amount, all depends on how lucky you feel

    {"display":"Rich J","full_name":"Rich J","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Premium Bond
    Rich J 13th June 2025
  • 5/5

    Premium Bonds are worth holding, I think....

    Returns on Premium Bonds are generally average, with the slim chance of above average winnings each month. Winnings are not taxable which is a bonus.

    {"display":"Carl Mountain","full_name":"Carl Mountain","avatar":{"url":"\/assets\/uploads\/avatars\/users\/461586.png"}}'s avatar
  • 4/5

    Since early 1960’s.

    I bought £30 worth in the early 1960s (when they were £1) and have had several wins of £25.. Last December I won £25 and... I bought £30 worth in the early 1960s (when they were £1) and have had several wins of £25.. Last December I won £25 and this April another £25. Just luck of the draw.. I now have £575 in as I leave them to be reinvested, and am thinking of putting more money into them.. It’s nice when you receive an envelope telling you that you have won £25. Read more Read less

    {"display":"Eileen Mary Redfern","full_name":"Eileen Mary Redfern","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

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